Hemmant vs Wynnum West, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Hemmant and Wynnum West are both Brisbane City Council suburbs, sitting 10.8 km and 12.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Hemmant runs $1,368 a year cheaper than Wynnum West, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $15,682.
Over 10 years the gap between these two is about $15,700, about $30 a week, and most of it is the AI-estimated insurance line.
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Wynnum West
Annual cost breakdown
| Category | Hemmant | Wynnum West | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $3,265 | $3,733 | -$468 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,050 | $2,950 | -$900 |
| Body corporate (unit) Estimated | $2,500 | $2,600 | -$100 |
| Total (driving) | $8,165 | $9,533 | -$1,368 |
| Total (public transport) | $5,092 | $5,992 | -$900 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Hemmant | Wynnum West | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Hemmant vs Wynnum West (2026-27)
What the numbers show
Hemmant and Wynnum West differ by $1,368 a year by car, but $900 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $468, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $900 per year. Wynnum West carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $900 per year, $5,092 from Hemmant versus $5,992 from Wynnum West.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Hemmant by $468 a year, $3,265 against $3,733.
- Building insurance favours Hemmant by $900 a year, $2,050 against $2,950.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Hemmant against medium in Wynnum West, which feeds the insurance estimate. Fire risk is rated high in Wynnum West against medium in Hemmant, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Hemmant cumulative | Wynnum West cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,165 | $9,533 | $1,368 |
| Year 3 | $25,237 | $29,466 | $4,229 |
| Year 5 | $43,349 | $50,612 | $7,263 |
| Year 10 | $93,603 | $109,285 | $15,682 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Hemmant or Wynnum West cheaper to live in?
Neither is named cheaper. Hemmant runs $8,165 a year by car and Wynnum West $9,533, but most of the $1,368 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $468. Source: SuburbCost 2026 data.
What are council rates in Hemmant and Wynnum West?
Annual council rates for a house are $950 in Hemmant (Brisbane City Council) and $950 in Wynnum West (Brisbane City Council). Water and sewerage adds $1,900 in Hemmant and $1,900 in Wynnum West. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Hemmant and Wynnum West?
Annual driving commute costs are $3,265 from Hemmant and $3,733 from Wynnum West to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Hemmant and $192 from Wynnum West.
What is the 10-year cost difference between Hemmant and Wynnum West?
At 3% annual cost growth, Hemmant costs a cumulative $93,603 and Wynnum West costs $109,285 over 10 years by car. The cumulative difference is $15,682 in favour of Hemmant. Excludes purchase price, mortgage, and personal expenses.
Which of Hemmant and Wynnum West suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.