Holland Park West vs Mount Gravatt, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Holland Park West and Mount Gravatt are both Brisbane City Council suburbs, sitting 7.2 km and 9.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Holland Park West runs $629 a year cheaper than Mount Gravatt, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $7,211.
Over 10 years, Holland Park West costs about $7,200 less to run than Mount Gravatt. That's about $14 a week.
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Mount Gravatt
Annual cost breakdown
| Category | Holland Park West | Mount Gravatt | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $2,289 | $2,818 | -$529 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,050 | $2,150 | -$100 |
| Body corporate (unit) Estimated | $2,800 | $2,800 | - |
| Total (driving) | $7,189 | $7,818 | -$629 |
| Total (public transport) | $5,092 | $5,192 | -$100 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Holland Park West | Mount Gravatt | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Holland Park West vs Mount Gravatt (2026-27)
What the numbers show
Holland Park West costs $629 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,211 in favour of Holland Park West.
The biggest single gap is commute costs at $529 per year. Mount Gravatt is 9.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,092 and $5,192 a year, so the $629 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Holland Park West by $529 a year, $2,289 against $2,818.
- Building insurance favours Holland Park West by $100 a year, $2,050 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Mount Gravatt against medium in Holland Park West, which feeds the insurance estimate. The catchment state school scores 9.4 in Holland Park West against 7.3 in Mount Gravatt, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Holland Park West cumulative | Mount Gravatt cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,189 | $7,818 | $629 |
| Year 3 | $22,220 | $24,165 | $1,945 |
| Year 5 | $38,167 | $41,507 | $3,340 |
| Year 10 | $82,414 | $89,625 | $7,211 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Holland Park West or Mount Gravatt cheaper to live in?
Holland Park West is cheaper to run by car at $7,189 per year versus $7,818 for Mount Gravatt, a difference of $629 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Holland Park West and Mount Gravatt?
Annual council rates for a house are $950 in Holland Park West (Brisbane City Council) and $950 in Mount Gravatt (Brisbane City Council). Water and sewerage adds $1,900 in Holland Park West and $1,900 in Mount Gravatt. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Holland Park West and Mount Gravatt?
Annual driving commute costs are $2,289 from Holland Park West and $2,818 from Mount Gravatt to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Holland Park West and $192 from Mount Gravatt.
What is the 10-year cost difference between Holland Park West and Mount Gravatt?
At 3% annual cost growth, Holland Park West costs a cumulative $82,414 and Mount Gravatt costs $89,625 over 10 years by car. The cumulative difference is $7,211 in favour of Holland Park West. Excludes purchase price, mortgage, and personal expenses.
Which of Holland Park West and Mount Gravatt suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.