Hunters Hill vs Linley Point: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Hunters Hill (Hunters Hill rates (OLG) and Linley Point (Lane Cove rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (6.6 km and 7.2 km).
The two sit within $126 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Hunters Hill
Linley Point
Annual cost breakdown
| Category | Hunters Hill | Linley Point | Difference |
|---|---|---|---|
| Council rates | $2,446 | $1,502 | +$944 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,046 | $2,214 | -$168 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,300 | $2,950 | -$650 |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $8,340 | $8,214 | +$126 |
| Total (public transport) | $8,214 | $7,920 | +$294 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Hunters Hill | Linley Point | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Hunters Hill vs Linley Point (2026-27)
What the numbers show
Hunters Hill and Linley Point cost within $126 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,445, making running cost a minor factor in the decision.
The biggest single gap is council rates at $944 per year.
On public transport the gap is $294 per year, $8,214 from Hunters Hill versus $7,920 from Linley Point.
10-year cumulative cost projection
| Year | Hunters Hill cumulative | Linley Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,340 | $8,214 | $126 |
| Year 3 | $25,778 | $25,389 | $389 |
| Year 5 | $44,278 | $43,609 | $669 |
| Year 10 | $95,609 | $94,164 | $1,445 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Hunters Hill or Linley Point cheaper to live in?
Linley Point is cheaper to run by car at $8,214 per year versus $8,340 for Hunters Hill, a difference of $126 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Hunters Hill and Linley Point?
Annual council rates for a house are $2,446 in Hunters Hill (Hunters Hill rates (OLG) and $1,502 in Linley Point (Lane Cove rates (OLG). Water and sewerage adds $1,548 in Hunters Hill and $1,548 in Linley Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Hunters Hill and Linley Point?
Annual driving commute costs are $2,046 from Hunters Hill and $2,214 from Linley Point to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from Hunters Hill and $1,920 from Linley Point.
What is the 10-year cost difference between Hunters Hill and Linley Point?
At 3% annual cost growth, Hunters Hill costs a cumulative $95,609 and Linley Point costs $94,164 over 10 years by car. The cumulative difference is $1,445 in favour of Linley Point. Excludes purchase price, mortgage, and personal expenses.
Which of Hunters Hill and Linley Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hunters Hill rates (OLG and Lane Cove rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.