Ingoldsby vs Rockside, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Ingoldsby and Rockside are both Lockyer Valley Regional Council suburbs, sitting 19.7 km and 16 km from Gatton CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Rockside runs $967 a year cheaper than Ingoldsby, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $11,085.
Over 10 years, Rockside costs about $11,100 less to run than Ingoldsby. That's about $21 a week.
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Rockside
Annual cost breakdown
| Category | Ingoldsby | Rockside | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,395 | $1,395 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $5,189 | $4,472 | +$717 |
| Commute (public transport) Modelled, 2026-27 | $5,189 | $4,472 | +$717 |
| Home insurance Estimated | $2,800 | $2,550 | +$250 |
| Body corporate (unit) Estimated | $1,600 | $1,400 | +$200 |
| Total (driving) | $11,284 | $10,317 | +$967 |
| Total (public transport) | $11,284 | $10,317 | +$967 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Ingoldsby | Rockside | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Ingoldsby vs Rockside (2026-27)
What the numbers show
Rockside costs $967 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $11,085 in favour of Rockside.
The biggest single gap is commute costs at $717 per year. Ingoldsby is 19.7 km from Gatton CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $967 per year, $11,284 from Ingoldsby versus $10,317 from Rockside.
Where the difference actually comes from
- Council rates is identical at $1,395 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Rockside by $717 a year, $4,472 against $5,189.
- Building insurance favours Rockside by $250 a year, $2,550 against $2,800.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Ingoldsby cumulative | Rockside cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,284 | $10,317 | $967 |
| Year 3 | $34,878 | $31,889 | $2,989 |
| Year 5 | $59,908 | $54,774 | $5,134 |
| Year 10 | $129,358 | $118,273 | $11,085 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Ingoldsby or Rockside cheaper to live in?
Rockside is cheaper to run by car at $10,317 per year versus $11,284 for Ingoldsby, a difference of $967 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Ingoldsby and Rockside?
Annual council rates for a house are $1,395 in Ingoldsby (Lockyer Valley Regional Council) and $1,395 in Rockside (Lockyer Valley Regional Council). Water and sewerage adds $1,900 in Ingoldsby and $1,900 in Rockside. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Ingoldsby and Rockside?
Annual driving commute costs are $5,189 from Ingoldsby and $4,472 from Rockside to Gatton CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Ingoldsby and Rockside?
At 3% annual cost growth, Ingoldsby costs a cumulative $129,358 and Rockside costs $118,273 over 10 years by car. The cumulative difference is $11,085 in favour of Rockside. Excludes purchase price, mortgage, and personal expenses.
Which of Ingoldsby and Rockside suits you better?
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Sources: Lockyer Valley Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.