Ingoldsby vs Rockside: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Ingoldsby and Rockside are both Lockyer Valley Regional Council suburbs, sitting 19.7 km and 16 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Rockside runs $993 a year cheaper than Ingoldsby, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $11,383.
Over 10 years, Rockside costs about $11,400 less to run than Ingoldsby — the same as paying $11,400 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Ingoldsby
Rockside
Annual cost breakdown
| Category | Ingoldsby | Rockside | Difference |
|---|---|---|---|
| Council rates | $1,395 | $1,395 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $5,018 | $4,325 | +$693 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,400 | $3,100 | +$300 |
| Body corporate (unit) | $1,600 | $1,400 | +$200 |
| Total (driving) | $11,713 | $10,720 | +$993 |
| Total (public transport) | $6,887 | $6,587 | +$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Ingoldsby | Rockside | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Ingoldsby vs Rockside (2026-27)
What the numbers show
Rockside costs $993 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $11,383 in favour of Rockside.
The biggest single gap is commute costs at $693 per year. Ingoldsby is 19.7 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $300 per year, $6,887 from Ingoldsby versus $6,587 from Rockside.
10-year cumulative cost projection
| Year | Ingoldsby cumulative | Rockside cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,713 | $10,720 | $993 |
| Year 3 | $36,204 | $33,134 | $3,070 |
| Year 5 | $62,186 | $56,914 | $5,272 |
| Year 10 | $134,276 | $122,893 | $11,383 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Ingoldsby or Rockside cheaper to live in?
Rockside is cheaper to run by car at $10,720 per year versus $11,713 for Ingoldsby, a difference of $993 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Ingoldsby and Rockside?
Annual council rates for a house are $1,395 in Ingoldsby (Lockyer Valley Regional Council) and $1,395 in Rockside (Lockyer Valley Regional Council). Water and sewerage adds $1,900 in Ingoldsby and $1,900 in Rockside. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Ingoldsby and Rockside?
Annual driving commute costs are $5,018 from Ingoldsby and $4,325 from Rockside to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Ingoldsby and $192 from Rockside.
What is the 10-year cost difference between Ingoldsby and Rockside?
At 3% annual cost growth, Ingoldsby costs a cumulative $134,276 and Rockside costs $122,893 over 10 years by car. The cumulative difference is $11,383 in favour of Rockside. Excludes purchase price, mortgage, and personal expenses.
Which of Ingoldsby and Rockside is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Lockyer Valley Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.