Irvington vs Spring Grove: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Irvington and Spring Grove are both Richmond Valley rates (OLG suburbs, sitting 584.2 km and 588.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Irvington
Spring Grove
Annual cost breakdown
| Category | Irvington | Spring Grove | Difference |
|---|---|---|---|
| Council rates | $1,329 | $1,329 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,450 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,679 | $22,679 | - |
| Total (public transport) | $7,479 | $7,479 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Irvington | Spring Grove | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Irvington vs Spring Grove (2026-27)
What the numbers show
Irvington and Spring Grove cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,479 and $7,479 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Irvington cumulative | Spring Grove cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,679 | $22,679 | $0 |
| Year 3 | $70,099 | $70,099 | $0 |
| Year 5 | $120,406 | $120,406 | $0 |
| Year 10 | $259,989 | $259,989 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Irvington or Spring Grove cheaper to live in?
Irvington is cheaper to run by car at $22,679 per year versus $22,679 for Spring Grove, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Irvington and Spring Grove?
Annual council rates for a house are $1,329 in Irvington (Richmond Valley rates (OLG) and $1,329 in Spring Grove (Richmond Valley rates (OLG). Water and sewerage adds $1,300 in Irvington and $1,300 in Spring Grove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Irvington and Spring Grove?
Annual driving commute costs are $17,600 from Irvington and $17,600 from Spring Grove to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Irvington and $2,400 from Spring Grove.
What is the 10-year cost difference between Irvington and Spring Grove?
At 3% annual cost growth, Irvington costs a cumulative $259,989 and Spring Grove costs $259,989 over 10 years by car. The cumulative difference is $0 in favour of Irvington. Excludes purchase price, mortgage, and personal expenses.
Which of Irvington and Spring Grove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Richmond Valley rates (OLG and Richmond Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.