Jindalee vs Mount Ommaney: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Jindalee and Mount Ommaney are both Brisbane City Council suburbs, sitting 11.2 km and 12.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Jindalee runs $320 a year cheaper than Mount Ommaney, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,668.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Jindalee
Mount Ommaney
Annual cost breakdown
| Category | Jindalee | Mount Ommaney | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $3,366 | $3,686 | -$320 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $2,900 | - |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $9,116 | $9,436 | -$320 |
| Total (public transport) | $5,942 | $5,942 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Jindalee | Mount Ommaney | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Jindalee vs Mount Ommaney (2026-27)
What the numbers show
Jindalee costs $320 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,668 in favour of Jindalee.
The biggest single gap is commute costs at $320 per year. Mount Ommaney is 12.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,942 and $5,942 a year, so the $320 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Jindalee by $320 a year, $3,366 against $3,686.
- Building insurance is identical at $2,900 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
Fire risk is rated high in Mount Ommaney against medium in Jindalee, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Jindalee cumulative | Mount Ommaney cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,116 | $9,436 | $320 |
| Year 3 | $28,177 | $29,166 | $989 |
| Year 5 | $48,398 | $50,097 | $1,699 |
| Year 10 | $104,505 | $108,173 | $3,668 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Jindalee or Mount Ommaney cheaper to live in?
Jindalee is cheaper to run by car at $9,116 per year versus $9,436 for Mount Ommaney, a difference of $320 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Jindalee and Mount Ommaney?
Annual council rates for a house are $950 in Jindalee (Brisbane City Council) and $950 in Mount Ommaney (Brisbane City Council). Water and sewerage adds $1,900 in Jindalee and $1,900 in Mount Ommaney. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Jindalee and Mount Ommaney?
Annual driving commute costs are $3,366 from Jindalee and $3,686 from Mount Ommaney to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Jindalee and $192 from Mount Ommaney.
What is the 10-year cost difference between Jindalee and Mount Ommaney?
At 3% annual cost growth, Jindalee costs a cumulative $104,505 and Mount Ommaney costs $108,173 over 10 years by car. The cumulative difference is $3,668 in favour of Jindalee. Excludes purchase price, mortgage, and personal expenses.
Which of Jindalee and Mount Ommaney is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.