Karawatha vs Logan Central: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Karawatha (Brisbane City Council) and Logan Central (Logan City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (19.2 km and 21 km).
Karawatha runs $511 a year cheaper than Logan Central, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,858.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Karawatha
Logan Central
Annual cost breakdown
| Category | Karawatha | Logan Central | Difference |
|---|---|---|---|
| Council rates | $950 | $1,699 | -$749 |
| Water & sewerage | $1,900 | $2,149 | -$249 |
| Commute (driving) | $5,099 | $5,412 | -$313 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,000 | +$800 |
| Body corporate (unit) | $2,400 | $2,800 | -$400 |
| Total (driving) | $10,749 | $11,260 | -$511 |
| Total (public transport) | $5,842 | $6,040 | -$198 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Karawatha | Logan Central | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Karawatha vs Logan Central (2026-27)
What the numbers show
Karawatha costs $511 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,858 in favour of Karawatha.
The biggest single gap is home insurance at $800 per year.
On public transport the two suburbs cost almost the same, $5,842 and $6,040 a year, so the $511 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Karawatha by $749 a year, $950 against $1,699.
- Water and sewerage favours Karawatha by $249 a year, $1,900 against $2,149.
- Driving commute favours Karawatha by $313 a year, $5,099 against $5,412.
- Building insurance favours Logan Central by $800 a year, $2,000 against $2,800.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
Fire risk is rated high in Karawatha against medium in Logan Central, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Karawatha cumulative | Logan Central cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,749 | $11,260 | $511 |
| Year 3 | $33,224 | $34,804 | $1,580 |
| Year 5 | $57,068 | $59,781 | $2,713 |
| Year 10 | $123,225 | $129,083 | $5,858 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Karawatha or Logan Central cheaper to live in?
Karawatha is cheaper to run by car at $10,749 per year versus $11,260 for Logan Central, a difference of $511 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Karawatha and Logan Central?
Annual council rates for a house are $950 in Karawatha (Brisbane City Council) and $1,699 in Logan Central (Logan City Council). Water and sewerage adds $1,900 in Karawatha and $2,149 in Logan Central. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Karawatha and Logan Central?
Annual driving commute costs are $5,099 from Karawatha and $5,412 from Logan Central to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Karawatha and $192 from Logan Central.
What is the 10-year cost difference between Karawatha and Logan Central?
At 3% annual cost growth, Karawatha costs a cumulative $123,225 and Logan Central costs $129,083 over 10 years by car. The cumulative difference is $5,858 in favour of Karawatha. Excludes purchase price, mortgage, and personal expenses.
Which of Karawatha and Logan Central is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.