Kentucky South vs Wollun: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Kentucky South and Wollun are both Uralla Shire Council rates (IPART approved SRV, 28.5% in suburbs, sitting 341.8 km and 337.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Kentucky South runs $300 a year cheaper than Wollun, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,439.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Kentucky South
Wollun
Annual cost breakdown
| Category | Kentucky South | Wollun | Difference |
|---|---|---|---|
| Council rates | $930 | $930 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,700 | $2,000 | -$300 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $21,530 | $21,830 | -$300 |
| Total (public transport) | $6,330 | $6,630 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Kentucky South | Wollun | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Kentucky South vs Wollun (2026-27)
What the numbers show
Kentucky South costs $300 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,439 in favour of Kentucky South.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $6,330 from Kentucky South versus $6,630 from Wollun.
10-year cumulative cost projection
| Year | Kentucky South cumulative | Wollun cumulative | Difference |
|---|---|---|---|
| Year 1 | $21,530 | $21,830 | $300 |
| Year 3 | $66,547 | $67,474 | $927 |
| Year 5 | $114,306 | $115,898 | $1,592 |
| Year 10 | $246,817 | $250,256 | $3,439 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kentucky South or Wollun cheaper to live in?
Kentucky South is cheaper to run by car at $21,530 per year versus $21,830 for Wollun, a difference of $300 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kentucky South and Wollun?
Annual council rates for a house are $930 in Kentucky South (Uralla Shire Council rates (IPART approved SRV, 28.5% in) and $930 in Wollun (Uralla Shire Council rates (IPART approved SRV, 28.5% in). Water and sewerage adds $1,300 in Kentucky South and $1,300 in Wollun. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Kentucky South and Wollun?
Annual driving commute costs are $17,600 from Kentucky South and $17,600 from Wollun to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Kentucky South and $2,400 from Wollun.
What is the 10-year cost difference between Kentucky South and Wollun?
At 3% annual cost growth, Kentucky South costs a cumulative $246,817 and Wollun costs $250,256 over 10 years by car. The cumulative difference is $3,439 in favour of Kentucky South. Excludes purchase price, mortgage, and personal expenses.
Which of Kentucky South and Wollun is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Uralla Shire Council rates (IPART approved SRV, 28.5% in and Uralla Shire Council rates (IPART approved SRV, 28.5% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.