Keperra vs The Gap: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Keperra and The Gap are both Brisbane City Council suburbs, sitting 9.5 km and 8.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $91 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Keperra
The Gap
Annual cost breakdown
| Category | Keperra | The Gap | Difference |
|---|---|---|---|
| Council rates | $1,579 | $1,579 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $2,829 | $2,620 | +$209 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,200 | -$300 |
| Body corporate (unit) | $2,600 | $2,800 | -$200 |
| Total (driving) | $9,208 | $9,299 | -$91 |
| Total (public transport) | $6,571 | $6,871 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Keperra | The Gap | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Keperra vs The Gap (2026-27)
What the numbers show
Keperra and The Gap cost within $91 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,044, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $6,571 from Keperra versus $6,871 from The Gap.
10-year cumulative cost projection
| Year | Keperra cumulative | The Gap cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,208 | $9,299 | $91 |
| Year 3 | $28,461 | $28,742 | $281 |
| Year 5 | $48,887 | $49,370 | $483 |
| Year 10 | $105,559 | $106,603 | $1,044 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Keperra or The Gap cheaper to live in?
Keperra is cheaper to run by car at $9,208 per year versus $9,299 for The Gap, a difference of $91 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Keperra and The Gap?
Annual council rates for a house are $1,579 in Keperra (Brisbane City Council) and $1,579 in The Gap (Brisbane City Council). Water and sewerage adds $1,900 in Keperra and $1,900 in The Gap. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Keperra and The Gap?
Annual driving commute costs are $2,829 from Keperra and $2,620 from The Gap to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Keperra and $192 from The Gap.
What is the 10-year cost difference between Keperra and The Gap?
At 3% annual cost growth, Keperra costs a cumulative $105,559 and The Gap costs $106,603 over 10 years by car. The cumulative difference is $1,044 in favour of Keperra. Excludes purchase price, mortgage, and personal expenses.
Which of Keperra and The Gap is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.