Keperra vs Upper Kedron, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Keperra and Upper Kedron are both Brisbane City Council suburbs, sitting 9.5 km and 12 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Keperra runs $840 a year cheaper than Upper Kedron, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $9,629.
Over 10 years, Keperra costs about $9,600 less to run than Upper Kedron. That's about $19 a week.
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Upper Kedron
Annual cost breakdown
| Category | Keperra | Upper Kedron | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $2,925 | $3,565 | -$640 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,000 | $2,200 | -$200 |
| Body corporate (unit) Estimated | $2,600 | $2,800 | -$200 |
| Total (driving) | $7,775 | $8,615 | -$840 |
| Total (public transport) | $5,042 | $5,242 | -$200 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Keperra | Upper Kedron | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Keperra vs Upper Kedron (2026-27)
What the numbers show
Keperra costs $840 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,629 in favour of Keperra.
The biggest single gap is commute costs at $640 per year. Upper Kedron is 12 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $200 per year, $5,042 from Keperra versus $5,242 from Upper Kedron.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Keperra by $640 a year, $2,925 against $3,565.
- Building insurance favours Keperra by $200 a year, $2,000 against $2,200.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Keperra against low in Upper Kedron, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Keperra cumulative | Upper Kedron cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,775 | $8,615 | $840 |
| Year 3 | $24,032 | $26,628 | $2,596 |
| Year 5 | $41,279 | $45,738 | $4,459 |
| Year 10 | $89,132 | $98,761 | $9,629 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Keperra or Upper Kedron cheaper to live in?
Keperra is cheaper to run by car at $7,775 per year versus $8,615 for Upper Kedron, a difference of $840 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Keperra and Upper Kedron?
Annual council rates for a house are $950 in Keperra (Brisbane City Council) and $950 in Upper Kedron (Brisbane City Council). Water and sewerage adds $1,900 in Keperra and $1,900 in Upper Kedron. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Keperra and Upper Kedron?
Annual driving commute costs are $2,925 from Keperra and $3,565 from Upper Kedron to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Keperra and $192 from Upper Kedron.
What is the 10-year cost difference between Keperra and Upper Kedron?
At 3% annual cost growth, Keperra costs a cumulative $89,132 and Upper Kedron costs $98,761 over 10 years by car. The cumulative difference is $9,629 in favour of Keperra. Excludes purchase price, mortgage, and personal expenses.
Which of Keperra and Upper Kedron suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.