Keperra vs Upper Kedron: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Keperra and Upper Kedron are both Brisbane City Council suburbs, sitting 9.5 km and 12 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Keperra runs $918 a year cheaper than Upper Kedron, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $10,524.
Over 10 years, Keperra costs about $10,500 less to run than Upper Kedron — the same as paying $10,500 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Keperra
Upper Kedron
Annual cost breakdown
| Category | Keperra | Upper Kedron | Difference |
|---|---|---|---|
| Council rates | $1,579 | $1,579 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $2,829 | $3,447 | -$618 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,200 | -$300 |
| Body corporate (unit) | $2,600 | $2,800 | -$200 |
| Total (driving) | $9,208 | $10,126 | -$918 |
| Total (public transport) | $6,571 | $6,871 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Keperra | Upper Kedron | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Keperra vs Upper Kedron (2026-27)
What the numbers show
Keperra costs $918 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $10,524 in favour of Keperra.
The biggest single gap is commute costs at $618 per year. Upper Kedron is 12 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $300 per year, $6,571 from Keperra versus $6,871 from Upper Kedron.
10-year cumulative cost projection
| Year | Keperra cumulative | Upper Kedron cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,208 | $10,126 | $918 |
| Year 3 | $28,461 | $31,298 | $2,837 |
| Year 5 | $48,887 | $53,760 | $4,873 |
| Year 10 | $105,559 | $116,083 | $10,524 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Keperra or Upper Kedron cheaper to live in?
Keperra is cheaper to run by car at $9,208 per year versus $10,126 for Upper Kedron, a difference of $918 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Keperra and Upper Kedron?
Annual council rates for a house are $1,579 in Keperra (Brisbane City Council) and $1,579 in Upper Kedron (Brisbane City Council). Water and sewerage adds $1,900 in Keperra and $1,900 in Upper Kedron. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Keperra and Upper Kedron?
Annual driving commute costs are $2,829 from Keperra and $3,447 from Upper Kedron to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Keperra and $192 from Upper Kedron.
What is the 10-year cost difference between Keperra and Upper Kedron?
At 3% annual cost growth, Keperra costs a cumulative $105,559 and Upper Kedron costs $116,083 over 10 years by car. The cumulative difference is $10,524 in favour of Keperra. Excludes purchase price, mortgage, and personal expenses.
Which of Keperra and Upper Kedron is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.