Kholo vs Mount Crosby, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Kholo and Mount Crosby are both Brisbane City Council suburbs, sitting 24.5 km and 22.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Mount Crosby runs $401 a year cheaper than Kholo, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,597.
Over 10 years, Mount Crosby costs about $4,600 less to run than Kholo. That's about $9 a week.
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Mount Crosby
Annual cost breakdown
| Category | Kholo | Mount Crosby | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $5,940 | $5,589 | +$351 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,300 | $2,250 | +$50 |
| Body corporate (unit) Estimated | $1,800 | $2,200 | -$400 |
| Total (driving) | $11,090 | $10,689 | +$401 |
| Total (public transport) | $5,342 | $5,292 | +$50 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Kholo | Mount Crosby | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Kholo vs Mount Crosby (2026-27)
What the numbers show
Mount Crosby costs $401 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,597 in favour of Mount Crosby.
The biggest single gap is commute costs at $351 per year. Kholo is 24.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,342 and $5,292 a year, so the $401 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Mount Crosby by $351 a year, $5,589 against $5,940.
- Building insurance favours Mount Crosby by $50 a year, $2,250 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Kholo cumulative | Mount Crosby cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,090 | $10,689 | $401 |
| Year 3 | $34,278 | $33,039 | $1,239 |
| Year 5 | $58,878 | $56,749 | $2,129 |
| Year 10 | $127,134 | $122,537 | $4,597 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kholo or Mount Crosby cheaper to live in?
Mount Crosby is cheaper to run by car at $10,689 per year versus $11,090 for Kholo, a difference of $401 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kholo and Mount Crosby?
Annual council rates for a house are $950 in Kholo (Brisbane City Council) and $950 in Mount Crosby (Brisbane City Council). Water and sewerage adds $1,900 in Kholo and $1,900 in Mount Crosby. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Kholo and Mount Crosby?
Annual driving commute costs are $5,940 from Kholo and $5,589 from Mount Crosby to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Kholo and $192 from Mount Crosby.
What is the 10-year cost difference between Kholo and Mount Crosby?
At 3% annual cost growth, Kholo costs a cumulative $127,134 and Mount Crosby costs $122,537 over 10 years by car. The cumulative difference is $4,597 in favour of Mount Crosby. Excludes purchase price, mortgage, and personal expenses.
Which of Kholo and Mount Crosby suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.