Kinghorne vs Wollumboola: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Kinghorne and Wollumboola are both Shoalhaven rates (OLG suburbs, sitting 129 km and 128.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Kinghorne
Wollumboola
Annual cost breakdown
| Category | Kinghorne | Wollumboola | Difference |
|---|---|---|---|
| Council rates | $1,547 | $1,547 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,500 | $3,500 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $23,947 | $23,947 | - |
| Total (public transport) | $8,747 | $8,747 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Kinghorne | Wollumboola | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Kinghorne vs Wollumboola (2026-27)
What the numbers show
Kinghorne and Wollumboola cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,747 and $8,747 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Kinghorne cumulative | Wollumboola cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,947 | $23,947 | $0 |
| Year 3 | $74,018 | $74,018 | $0 |
| Year 5 | $127,138 | $127,138 | $0 |
| Year 10 | $274,526 | $274,526 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kinghorne or Wollumboola cheaper to live in?
Kinghorne is cheaper to run by car at $23,947 per year versus $23,947 for Wollumboola, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kinghorne and Wollumboola?
Annual council rates for a house are $1,547 in Kinghorne (Shoalhaven rates (OLG) and $1,547 in Wollumboola (Shoalhaven rates (OLG). Water and sewerage adds $1,300 in Kinghorne and $1,300 in Wollumboola. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Kinghorne and Wollumboola?
Annual driving commute costs are $17,600 from Kinghorne and $17,600 from Wollumboola to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Kinghorne and $2,400 from Wollumboola.
What is the 10-year cost difference between Kinghorne and Wollumboola?
At 3% annual cost growth, Kinghorne costs a cumulative $274,526 and Wollumboola costs $274,526 over 10 years by car. The cumulative difference is $0 in favour of Kinghorne. Excludes purchase price, mortgage, and personal expenses.
Which of Kinghorne and Wollumboola is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Shoalhaven rates (OLG and Shoalhaven rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.