Kings Point vs Ulladulla: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Kings Point and Ulladulla are both Shoalhaven rates (OLG suburbs, sitting 181.4 km and 179.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $50 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Kings Point
Ulladulla
Annual cost breakdown
| Category | Kings Point | Ulladulla | Difference |
|---|---|---|---|
| Council rates | $1,547 | $1,547 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,450 | -$50 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,847 | $22,897 | -$50 |
| Total (public transport) | $7,647 | $7,697 | -$50 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Kings Point | Ulladulla | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Kings Point vs Ulladulla (2026-27)
What the numbers show
Kings Point and Ulladulla cost within $50 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $573, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $50 per year. Ulladulla carries medium flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $7,647 and $7,697 a year, so the $50 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Kings Point cumulative | Ulladulla cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,847 | $22,897 | $50 |
| Year 3 | $70,618 | $70,772 | $154 |
| Year 5 | $121,298 | $121,563 | $265 |
| Year 10 | $261,915 | $262,488 | $573 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kings Point or Ulladulla cheaper to live in?
Kings Point is cheaper to run by car at $22,847 per year versus $22,897 for Ulladulla, a difference of $50 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kings Point and Ulladulla?
Annual council rates for a house are $1,547 in Kings Point (Shoalhaven rates (OLG) and $1,547 in Ulladulla (Shoalhaven rates (OLG). Water and sewerage adds $1,300 in Kings Point and $1,300 in Ulladulla. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Kings Point and Ulladulla?
Annual driving commute costs are $17,600 from Kings Point and $17,600 from Ulladulla to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Kings Point and $2,400 from Ulladulla.
What is the 10-year cost difference between Kings Point and Ulladulla?
At 3% annual cost growth, Kings Point costs a cumulative $261,915 and Ulladulla costs $262,488 over 10 years by car. The cumulative difference is $573 in favour of Kings Point. Excludes purchase price, mortgage, and personal expenses.
Which of Kings Point and Ulladulla is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Shoalhaven rates (OLG and Shoalhaven rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.