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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Kyoomba vs Storm King, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Kyoomba and Storm King are both Southern Downs Regional Council suburbs, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Kyoomba and Storm King cost about the same to live in

The two sit within $100 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$100difference per year
$1,146over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $1,100, about $2 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Kyoomba

4380 · Southern Downs Regional Council · Regional
$23,766
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$23,766
School score4.5/10
Flood & fire riskIn report

Storm King

4380 · Southern Downs Regional Council · Regional
$23,866
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$23,866
School score5.0/10
Flood & fire riskIn report

Annual cost breakdown

CategoryKyoombaStorm KingDifference
Council rates Official, 2026-27$1,416$1,416-
Water & sewerage Estimated stand-in$1,900$1,900-
Commute (driving) Modelled, 2026-27$18,200$18,200-
Commute (public transport) Modelled, 2026-27$18,200$18,200-
Home insurance Estimated$2,250$2,350-$100
Body corporate (unit) Estimated$1,400$1,400-
Total (driving)$23,766$23,866-$100
Total (public transport)$23,766$23,866-$100

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Kyoomba's water charge is Queensland Urban Utilities's, standing in until its own council's schedule is loaded. Storm King's water charge is Queensland Urban Utilities's, standing in until its own council's schedule is loaded. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingKyoombaStorm KingDifference
House$2,274$2,274-
Unit$1,870$1,870-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Kyoomba vs Storm King (2026-27)

What the numbers show

Kyoomba and Storm King differ by $100 a year by car, but $100 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $0, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $100 per year.

On public transport the two suburbs cost almost the same, $23,766 and $23,866 a year, so the $100 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.

10-year cumulative cost projection

YearKyoomba cumulativeStorm King cumulativeDifference
Year 1$23,766$23,866$100
Year 3$73,458$73,767$309
Year 5$126,177$126,708$531
Year 10$272,451$273,597$1,146

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Kyoomba or Storm King cheaper to live in?

    Neither is named cheaper. Kyoomba runs $23,766 a year by car and Storm King $23,866, but most of the $100 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $0. Source: SuburbCost 2026 data.

  2. What are council rates in Kyoomba and Storm King?

    Annual council rates for a house are $1,416 in Kyoomba (Southern Downs Regional Council) and $1,416 in Storm King (Southern Downs Regional Council). Water and sewerage adds $1,900 in Kyoomba and $1,900 in Storm King. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Kyoomba and Storm King?

    Kyoomba carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Toowoomba CBD. Storm King carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Toowoomba CBD. No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Kyoomba and Storm King?

    At 3% annual cost growth, Kyoomba costs a cumulative $272,451 and Storm King costs $273,597 over 10 years by car. The cumulative difference is $1,146 in favour of Kyoomba. Excludes purchase price, mortgage, and personal expenses.

Which of Kyoomba and Storm King suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Sources: Southern Downs Regional Council and Southern Downs Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.