Lansvale vs Warwick Farm, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Lansvale (Fairfield rates (OLG) and Warwick Farm (Liverpool rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (23.1 km and 25.6 km).
Lansvale runs $589 a year cheaper than Warwick Farm, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $6,752.
Over 10 years, Lansvale costs about $6,800 less to run than Warwick Farm. That's about $13 a week.
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Warwick Farm
Annual cost breakdown
| Category | Lansvale | Warwick Farm | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,030 | $1,376 | -$346 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,741 | $6,084 | -$343 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $2,450 | $2,350 | +$100 |
| Body corporate (unit) Estimated | $2,300 | $2,100 | +$200 |
| Total (driving) | $10,769 | $11,358 | -$589 |
| Total (public transport) | $7,428 | $7,674 | -$246 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Lansvale | Warwick Farm | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Lansvale vs Warwick Farm (2026-27)
What the numbers show
Lansvale costs $589 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,752 in favour of Lansvale.
The biggest single gap is council rates at $346 per year.
On public transport the gap is $246 per year, $7,428 from Lansvale versus $7,674 from Warwick Farm.
Where the difference actually comes from
- Council rates favours Lansvale by $346 a year, $1,030 against $1,376.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Lansvale by $343 a year, $5,741 against $6,084.
- Building insurance favours Warwick Farm by $100 a year, $2,350 against $2,450.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
10-year cumulative cost projection
| Year | Lansvale cumulative | Warwick Farm cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,769 | $11,358 | $589 |
| Year 3 | $33,286 | $35,106 | $1,820 |
| Year 5 | $57,174 | $60,301 | $3,127 |
| Year 10 | $123,455 | $130,207 | $6,752 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Lansvale or Warwick Farm cheaper to live in?
Lansvale is cheaper to run by car at $10,769 per year versus $11,358 for Warwick Farm, a difference of $589 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Lansvale and Warwick Farm?
Annual council rates for a house are $1,030 in Lansvale (Fairfield rates (OLG) and $1,376 in Warwick Farm (Liverpool rates (OLG). Water and sewerage adds $1,548 in Lansvale and $1,548 in Warwick Farm. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Lansvale and Warwick Farm?
Annual driving commute costs are $5,741 from Lansvale and $6,084 from Warwick Farm to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Lansvale and $2,400 from Warwick Farm.
What is the 10-year cost difference between Lansvale and Warwick Farm?
At 3% annual cost growth, Lansvale costs a cumulative $123,455 and Warwick Farm costs $130,207 over 10 years by car. The cumulative difference is $6,752 in favour of Lansvale. Excludes purchase price, mortgage, and personal expenses.
Which of Lansvale and Warwick Farm suits you better?
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Related comparisons
Sources: Fairfield rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.