Lower Tenthill vs Winwill, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Lower Tenthill and Winwill are both Lockyer Valley Regional Council suburbs, sitting 6.4 km and 8.5 km from Gatton CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Lower Tenthill runs $497 a year cheaper than Winwill, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,697.
Over 10 years, Lower Tenthill costs about $5,700 less to run than Winwill. That's about $11 a week.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Lower Tenthill
Winwill
Annual cost breakdown
| Category | Lower Tenthill | Winwill | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,395 | $1,395 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $2,058 | $2,655 | -$597 |
| Commute (public transport) Modelled, 2026-27 | $2,058 | $2,655 | -$597 |
| Home insurance Estimated | $2,500 | $2,400 | +$100 |
| Body corporate (unit) Estimated | $1,300 | $1,400 | -$100 |
| Total (driving) | $7,853 | $8,350 | -$497 |
| Total (public transport) | $7,853 | $8,350 | -$497 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Lower Tenthill | Winwill | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Lower Tenthill vs Winwill (2026-27)
What the numbers show
Lower Tenthill costs $497 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,697 in favour of Lower Tenthill.
The biggest single gap is commute costs at $597 per year. Winwill is 8.5 km from Gatton CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $497 per year, $7,853 from Lower Tenthill versus $8,350 from Winwill.
Where the difference actually comes from
- Council rates is identical at $1,395 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Lower Tenthill by $597 a year, $2,058 against $2,655.
- Building insurance favours Winwill by $100 a year, $2,400 against $2,500.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Lower Tenthill cumulative | Winwill cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,853 | $8,350 | $497 |
| Year 3 | $24,273 | $25,809 | $1,536 |
| Year 5 | $41,693 | $44,331 | $2,638 |
| Year 10 | $90,026 | $95,723 | $5,697 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Lower Tenthill or Winwill cheaper to live in?
Lower Tenthill is cheaper to run by car at $7,853 per year versus $8,350 for Winwill, a difference of $497 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Lower Tenthill and Winwill?
Annual council rates for a house are $1,395 in Lower Tenthill (Lockyer Valley Regional Council) and $1,395 in Winwill (Lockyer Valley Regional Council). Water and sewerage adds $1,900 in Lower Tenthill and $1,900 in Winwill. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Lower Tenthill and Winwill?
Annual driving commute costs are $2,058 from Lower Tenthill and $2,655 from Winwill to Gatton CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Lower Tenthill and Winwill?
At 3% annual cost growth, Lower Tenthill costs a cumulative $90,026 and Winwill costs $95,723 over 10 years by car. The cumulative difference is $5,697 in favour of Lower Tenthill. Excludes purchase price, mortgage, and personal expenses.
Which of Lower Tenthill and Winwill suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Lockyer Valley Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.