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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Lytton vs Wynnum West: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Lytton and Wynnum West are both Brisbane City Council suburbs, sitting 14.1 km and 12.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Lytton is the cheaper suburb to live in

Lytton runs $485 a year cheaper than Wynnum West, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,560.

$485difference per year
$5,560over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Lytton

4178 · Brisbane City Council · 14.1 km from CBD
$9,504
Total annual cost (driving)
Public transport total$5,771
School score6.5/10
Flood & fire riskIn report

Wynnum West

4178 · Brisbane City Council · 12.7 km from CBD
$9,989
Total annual cost (driving)
Public transport total$6,571
School score5.1/10
Flood & fire riskIn report

Annual cost breakdown

CategoryLyttonWynnum WestDifference
Council rates$1,579$1,579-
Water & sewerage$1,900$1,900-
Commute (driving)$3,925$3,610+$315
Commute (public transport)$192$192-
Home insurance$2,100$2,900-$800
Body corporate (unit)$2,800$2,600+$200
Total (driving)$9,504$9,989-$485
Total (public transport)$5,771$6,571-$800

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingLyttonWynnum WestDifference
House$1,976$1,976-
Unit$1,591$1,591-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Lytton vs Wynnum West (2026-27)

What the numbers show

Lytton costs $485 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,560 in favour of Lytton.

The biggest single gap is home insurance at $800 per year. Wynnum West carries medium flood risk, which pushes estimated premiums higher.

On public transport the gap is $800 per year, $5,771 from Lytton versus $6,571 from Wynnum West.

10-year cumulative cost projection

YearLytton cumulativeWynnum West cumulativeDifference
Year 1$9,504$9,989$485
Year 3$29,376$30,875$1,499
Year 5$50,458$53,033$2,575
Year 10$108,953$114,513$5,560

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Lytton or Wynnum West cheaper to live in?

    Lytton is cheaper to run by car at $9,504 per year versus $9,989 for Wynnum West, a difference of $485 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Lytton and Wynnum West?

    Annual council rates for a house are $1,579 in Lytton (Brisbane City Council) and $1,579 in Wynnum West (Brisbane City Council). Water and sewerage adds $1,900 in Lytton and $1,900 in Wynnum West. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Lytton and Wynnum West?

    Annual driving commute costs are $3,925 from Lytton and $3,610 from Wynnum West to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Lytton and $192 from Wynnum West.

  4. What is the 10-year cost difference between Lytton and Wynnum West?

    At 3% annual cost growth, Lytton costs a cumulative $108,953 and Wynnum West costs $114,513 over 10 years by car. The cumulative difference is $5,560 in favour of Lytton. Excludes purchase price, mortgage, and personal expenses.

Which of Lytton and Wynnum West is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.