Mackenzie vs Wishart, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Mackenzie and Wishart are both Brisbane City Council suburbs, sitting 12.9 km and 12.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Wishart runs $343 a year cheaper than Mackenzie, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,932.
Over 10 years, Wishart costs about $3,900 less to run than Mackenzie. That's about $8 a week.
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Wishart
Annual cost breakdown
| Category | Mackenzie | Wishart | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $3,781 | $3,588 | +$193 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,250 | $2,100 | +$150 |
| Body corporate (unit) Estimated | $2,800 | $2,800 | - |
| Total (driving) | $8,881 | $8,538 | +$343 |
| Total (public transport) | $5,292 | $5,142 | +$150 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Mackenzie | Wishart | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Mackenzie vs Wishart (2026-27)
What the numbers show
Wishart costs $343 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,932 in favour of Wishart.
The biggest single gap is commute costs at $193 per year. Mackenzie is 12.9 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,292 and $5,142 a year, so the $343 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Wishart by $193 a year, $3,588 against $3,781.
- Building insurance favours Wishart by $150 a year, $2,100 against $2,250.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Mackenzie cumulative | Wishart cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,881 | $8,538 | $343 |
| Year 3 | $27,450 | $26,390 | $1,060 |
| Year 5 | $47,150 | $45,329 | $1,821 |
| Year 10 | $101,811 | $97,879 | $3,932 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Mackenzie or Wishart cheaper to live in?
Wishart is cheaper to run by car at $8,538 per year versus $8,881 for Mackenzie, a difference of $343 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Mackenzie and Wishart?
Annual council rates for a house are $950 in Mackenzie (Brisbane City Council) and $950 in Wishart (Brisbane City Council). Water and sewerage adds $1,900 in Mackenzie and $1,900 in Wishart. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Mackenzie and Wishart?
Annual driving commute costs are $3,781 from Mackenzie and $3,588 from Wishart to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Mackenzie and $192 from Wishart.
What is the 10-year cost difference between Mackenzie and Wishart?
At 3% annual cost growth, Mackenzie costs a cumulative $101,811 and Wishart costs $97,879 over 10 years by car. The cumulative difference is $3,932 in favour of Wishart. Excludes purchase price, mortgage, and personal expenses.
Which of Mackenzie and Wishart suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.