Maraylya vs Scheyville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Maraylya (The Hills rates (OLG) and Scheyville (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (39.5 km and 42.2 km).
The two sit within $118 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Maraylya
Scheyville
Annual cost breakdown
| Category | Maraylya | Scheyville | Difference |
|---|---|---|---|
| Council rates | $1,261 | $1,848 | -$587 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,757 | $6,738 | +$19 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,000 | $2,550 | +$450 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,566 | $12,684 | -$118 |
| Total (public transport) | $8,209 | $8,346 | -$137 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Maraylya | Scheyville | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Maraylya vs Scheyville (2026-27)
What the numbers show
Maraylya and Scheyville cost within $118 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,353, making running cost a minor factor in the decision.
The biggest single gap is council rates at $587 per year.
On public transport the two suburbs cost almost the same, $8,209 and $8,346 a year, so the $118 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Maraylya cumulative | Scheyville cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,566 | $12,684 | $118 |
| Year 3 | $38,840 | $39,205 | $365 |
| Year 5 | $66,715 | $67,341 | $626 |
| Year 10 | $144,055 | $145,408 | $1,353 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Maraylya or Scheyville cheaper to live in?
Maraylya is cheaper to run by car at $12,566 per year versus $12,684 for Scheyville, a difference of $118 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Maraylya and Scheyville?
Annual council rates for a house are $1,261 in Maraylya (The Hills rates (OLG) and $1,848 in Scheyville (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Maraylya and $1,548 in Scheyville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Maraylya and Scheyville?
Annual driving commute costs are $6,757 from Maraylya and $6,738 from Scheyville to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Maraylya and $2,400 from Scheyville.
What is the 10-year cost difference between Maraylya and Scheyville?
At 3% annual cost growth, Maraylya costs a cumulative $144,055 and Scheyville costs $145,408 over 10 years by car. The cumulative difference is $1,353 in favour of Maraylya. Excludes purchase price, mortgage, and personal expenses.
Which of Maraylya and Scheyville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: The Hills rates (OLG and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.