Marcoola vs Mudjimba: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Marcoola and Mudjimba are both Sunshine Coast Council suburbs, sitting 6.6 km and 3.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Mudjimba runs $754 a year cheaper than Marcoola, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $8,644.
Over 10 years, Mudjimba costs about $8,600 less to run than Marcoola — the same as paying $8,600 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Marcoola
Mudjimba
Annual cost breakdown
| Category | Marcoola | Mudjimba | Difference |
|---|---|---|---|
| Council rates | $1,771 | $1,771 | - |
| Water & sewerage | $2,094 | $2,094 | - |
| Commute (driving) | $2,046 | $1,192 | +$854 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $3,100 | -$100 |
| Body corporate (unit) | $2,200 | $2,000 | +$200 |
| Total (driving) | $8,911 | $8,157 | +$754 |
| Total (public transport) | $7,057 | $7,157 | -$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Marcoola | Mudjimba | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Marcoola vs Mudjimba (2026-27)
What the numbers show
Mudjimba costs $754 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,644 in favour of Mudjimba.
The biggest single gap is commute costs at $854 per year. Marcoola is 6.6 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,057 and $7,157 a year, so the $754 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Marcoola cumulative | Mudjimba cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,911 | $8,157 | $754 |
| Year 3 | $27,543 | $25,212 | $2,331 |
| Year 5 | $47,310 | $43,307 | $4,003 |
| Year 10 | $102,155 | $93,511 | $8,644 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Marcoola or Mudjimba cheaper to live in?
Mudjimba is cheaper to run by car at $8,157 per year versus $8,911 for Marcoola, a difference of $754 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Marcoola and Mudjimba?
Annual council rates for a house are $1,771 in Marcoola (Sunshine Coast Council) and $1,771 in Mudjimba (Sunshine Coast Council). Water and sewerage adds $2,094 in Marcoola and $2,094 in Mudjimba. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Marcoola and Mudjimba?
Annual driving commute costs are $2,046 from Marcoola and $1,192 from Mudjimba to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Marcoola and $192 from Mudjimba.
What is the 10-year cost difference between Marcoola and Mudjimba?
At 3% annual cost growth, Marcoola costs a cumulative $102,155 and Mudjimba costs $93,511 over 10 years by car. The cumulative difference is $8,644 in favour of Mudjimba. Excludes purchase price, mortgage, and personal expenses.
Which of Marcoola and Mudjimba is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.