Maudsland vs Oxenford, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Maudsland and Oxenford are both City of Gold Coast suburbs, sitting 11.4 km and 11.2 km from Gold Coast CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Oxenford
Annual cost breakdown
| Category | Maudsland | Oxenford | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,359 | $1,359 | - |
| Water & sewerage Official, 2026-27 | $2,169 | $2,169 | - |
| Commute (driving) Modelled, 2026-27 | $3,416 | $3,366 | +$50 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,100 | $2,150 | -$50 |
| Body corporate (unit) Estimated | $2,200 | $2,200 | - |
| Total (driving) | $9,044 | $9,044 | - |
| Total (public transport) | $5,820 | $5,870 | -$50 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Maudsland | Oxenford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Maudsland vs Oxenford (2026-27)
What the numbers show
Maudsland and Oxenford cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $50 per year. Maudsland is 11.4 km from Gold Coast CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,820 and $5,870 a year, so the $0 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,359 a year.
- Water and sewerage is identical at $2,169 a year.
- Driving commute favours Oxenford by $50 a year, $3,366 against $3,416.
- Building insurance favours Maudsland by $50 a year, $2,100 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 6.8 in Maudsland against 5.8 in Oxenford, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Maudsland cumulative | Oxenford cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,044 | $9,044 | $0 |
| Year 3 | $27,954 | $27,954 | $0 |
| Year 5 | $48,016 | $48,016 | $0 |
| Year 10 | $103,679 | $103,679 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Maudsland or Oxenford cheaper to live in?
Maudsland is cheaper to run by car at $9,044 per year versus $9,044 for Oxenford, a difference of $0 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Maudsland and Oxenford?
Annual council rates for a house are $1,359 in Maudsland (City of Gold Coast) and $1,359 in Oxenford (City of Gold Coast). Water and sewerage adds $2,169 in Maudsland and $2,169 in Oxenford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Maudsland and Oxenford?
Annual driving commute costs are $3,416 from Maudsland and $3,366 from Oxenford to Gold Coast CBD (ATO 91c/km). Public transport costs $192 from Maudsland and $192 from Oxenford.
What is the 10-year cost difference between Maudsland and Oxenford?
At 3% annual cost growth, Maudsland costs a cumulative $103,679 and Oxenford costs $103,679 over 10 years by car. The cumulative difference is $0 in favour of Maudsland. Excludes purchase price, mortgage, and personal expenses.
Which of Maudsland and Oxenford suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: City of Gold Coast and City of Gold Coast rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.