Middle Ridge vs Rangeville: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Middle Ridge and Rangeville are both Toowoomba Regional Council suburbs, sitting 5.5 km and 4.5 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $144 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Middle Ridge
Rangeville
Annual cost breakdown
| Category | Middle Ridge | Rangeville | Difference |
|---|---|---|---|
| Council rates | $1,444 | $1,444 | - |
| Water & sewerage | $2,188 | $2,188 | - |
| Commute (driving) | $1,790 | $1,484 | +$306 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,850 | $2,300 | -$450 |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $7,272 | $7,416 | -$144 |
| Total (public transport) | $5,674 | $6,124 | -$450 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Middle Ridge | Rangeville | Difference |
|---|---|---|---|
| House | $2,274 | $2,274 | - |
| Unit | $1,870 | $1,870 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Middle Ridge vs Rangeville (2026-27)
What the numbers show
Middle Ridge and Rangeville cost within $144 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,651, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $450 per year.
On public transport the gap is $450 per year, $5,674 from Middle Ridge versus $6,124 from Rangeville.
Where the difference actually comes from
- Council rates is identical at $1,444 a year.
- Water and sewerage is identical at $2,188 a year.
- Driving commute favours Rangeville by $306 a year, $1,484 against $1,790.
- Building insurance favours Middle Ridge by $450 a year, $1,850 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Middle Ridge cumulative | Rangeville cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,272 | $7,416 | $144 |
| Year 3 | $22,477 | $22,922 | $445 |
| Year 5 | $38,608 | $39,373 | $765 |
| Year 10 | $83,365 | $85,016 | $1,651 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Middle Ridge or Rangeville cheaper to live in?
Middle Ridge is cheaper to run by car at $7,272 per year versus $7,416 for Rangeville, a difference of $144 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Middle Ridge and Rangeville?
Annual council rates for a house are $1,444 in Middle Ridge (Toowoomba Regional Council) and $1,444 in Rangeville (Toowoomba Regional Council). Water and sewerage adds $2,188 in Middle Ridge and $2,188 in Rangeville. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Middle Ridge and Rangeville?
Annual driving commute costs are $1,790 from Middle Ridge and $1,484 from Rangeville to Toowoomba CBD (ATO 91c/km). Public transport costs $192 from Middle Ridge and $192 from Rangeville.
What is the 10-year cost difference between Middle Ridge and Rangeville?
At 3% annual cost growth, Middle Ridge costs a cumulative $83,365 and Rangeville costs $85,016 over 10 years by car. The cumulative difference is $1,651 in favour of Middle Ridge. Excludes purchase price, mortgage, and personal expenses.
Which of Middle Ridge and Rangeville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.