Middle Ridge vs Rangeville, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Middle Ridge and Rangeville are both Toowoomba Regional Council suburbs, sitting 5.5 km and 4.5 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $44 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Rangeville
Annual cost breakdown
| Category | Middle Ridge | Rangeville | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,444 | $1,444 | - |
| Water & sewerage Official, 2026-27 | $2,188 | $2,188 | - |
| Commute (driving) Modelled, 2026-27 | $1,790 | $1,484 | +$306 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $1,550 | $1,900 | -$350 |
| Body corporate (unit) Estimated | $2,200 | $2,200 | - |
| Total (driving) | $6,972 | $7,016 | -$44 |
| Total (public transport) | $5,374 | $5,724 | -$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Middle Ridge | Rangeville | Difference |
|---|---|---|---|
| House | $2,274 | $2,274 | - |
| Unit | $1,870 | $1,870 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Middle Ridge vs Rangeville (2026-27)
What the numbers show
Middle Ridge and Rangeville cost within $44 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $505, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $350 per year.
On public transport the gap is $350 per year, $5,374 from Middle Ridge versus $5,724 from Rangeville.
Where the difference actually comes from
- Council rates is identical at $1,444 a year.
- Water and sewerage is identical at $2,188 a year.
- Driving commute favours Rangeville by $306 a year, $1,484 against $1,790.
- Building insurance favours Middle Ridge by $350 a year, $1,550 against $1,900.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Middle Ridge cumulative | Rangeville cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,972 | $7,016 | $44 |
| Year 3 | $21,550 | $21,686 | $136 |
| Year 5 | $37,015 | $37,249 | $234 |
| Year 10 | $79,926 | $80,431 | $505 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Middle Ridge or Rangeville cheaper to live in?
Middle Ridge is cheaper to run by car at $6,972 per year versus $7,016 for Rangeville, a difference of $44 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Middle Ridge and Rangeville?
Annual council rates for a house are $1,444 in Middle Ridge (Toowoomba Regional Council) and $1,444 in Rangeville (Toowoomba Regional Council). Water and sewerage adds $2,188 in Middle Ridge and $2,188 in Rangeville. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Middle Ridge and Rangeville?
Annual driving commute costs are $1,790 from Middle Ridge and $1,484 from Rangeville to Toowoomba CBD (ATO 91c/km). Public transport costs $192 from Middle Ridge and $192 from Rangeville.
What is the 10-year cost difference between Middle Ridge and Rangeville?
At 3% annual cost growth, Middle Ridge costs a cumulative $79,926 and Rangeville costs $80,431 over 10 years by car. The cumulative difference is $505 in favour of Middle Ridge. Excludes purchase price, mortgage, and personal expenses.
Which of Middle Ridge and Rangeville suits you better?
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Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.