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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Milbong vs Roadvale, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Milbong and Roadvale are both Scenic Rim Regional Council suburbs, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Milbong and Roadvale cost about the same to live in

The two sit within $229 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$229difference per year
$2,625over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $2,600, about $5 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Milbong

4310 · Scenic Rim Regional Council · 28.1 km from CBD
$11,846
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$11,846
School score5.4/10
Flood & fire riskIn report

Roadvale

4310 · Scenic Rim Regional Council · 28.8 km from CBD
$11,617
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$11,617
School score5.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryMilbongRoadvaleDifference
Council rates Official, 2026-27$1,376$1,376-
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$6,370$6,441-$71
Commute (public transport) Modelled, 2026-27$6,370$6,441-$71
Home insurance Estimated$2,200$1,900+$300
Body corporate (unit) Estimated$1,400$1,300+$100
Total (driving)$11,846$11,617+$229
Total (public transport)$11,846$11,617+$229

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingMilbongRoadvaleDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Milbong vs Roadvale (2026-27)

What the numbers show

Milbong and Roadvale differ by $229 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $71, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $300 per year.

On public transport the gap is $229 per year, $11,846 from Milbong versus $11,617 from Roadvale.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearMilbong cumulativeRoadvale cumulativeDifference
Year 1$11,846$11,617$229
Year 3$36,615$35,907$708
Year 5$62,892$61,676$1,216
Year 10$135,801$133,176$2,625

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Milbong or Roadvale cheaper to live in?

    Neither is named cheaper. Milbong runs $11,846 a year by car and Roadvale $11,617, but most of the $229 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $71. Source: SuburbCost 2026 data.

  2. What are council rates in Milbong and Roadvale?

    Annual council rates for a house are $1,376 in Milbong (Scenic Rim Regional Council) and $1,376 in Roadvale (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Milbong and $1,900 in Roadvale. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Milbong and Roadvale?

    Milbong is $6,370 a year to drive to Ipswich CBD (ATO 91c/km). Roadvale is $6,441 a year to drive to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Milbong and Roadvale?

    At 3% annual cost growth, Milbong costs a cumulative $135,801 and Roadvale costs $133,176 over 10 years by car. The cumulative difference is $2,625 in favour of Roadvale. Excludes purchase price, mortgage, and personal expenses.

Which of Milbong and Roadvale suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.