Milperra vs Voyager Point: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Milperra (Canterbury-Bankstown rates (OLG) and Voyager Point (Liverpool rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (22.5 km and 24.2 km).
Milperra runs $638 a year cheaper than Voyager Point, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,314.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Milperra
Voyager Point
Annual cost breakdown
| Category | Milperra | Voyager Point | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,376 | +$1 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,465 | $5,704 | -$239 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,250 | $3,650 | -$400 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $11,640 | $12,278 | -$638 |
| Total (public transport) | $8,575 | $8,974 | -$399 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Milperra | Voyager Point | Difference |
|---|---|---|---|
| House | $2,148 | $2,420 | -$272 |
| Unit | $1,716 | $1,920 | -$204 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Milperra vs Voyager Point (2026-27)
What the numbers show
Milperra costs $638 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,314 in favour of Milperra.
The biggest single gap is home insurance at $400 per year. Voyager Point carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $399 per year, $8,575 from Milperra versus $8,974 from Voyager Point.
10-year cumulative cost projection
| Year | Milperra cumulative | Voyager Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,640 | $12,278 | $638 |
| Year 3 | $35,978 | $37,950 | $1,972 |
| Year 5 | $61,798 | $65,186 | $3,388 |
| Year 10 | $133,440 | $140,754 | $7,314 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Milperra or Voyager Point cheaper to live in?
Milperra is cheaper to run by car at $11,640 per year versus $12,278 for Voyager Point, a difference of $638 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Milperra and Voyager Point?
Annual council rates for a house are $1,377 in Milperra (Canterbury-Bankstown rates (OLG) and $1,376 in Voyager Point (Liverpool rates (OLG). Water and sewerage adds $1,548 in Milperra and $1,548 in Voyager Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Milperra and Voyager Point?
Annual driving commute costs are $5,465 from Milperra and $5,704 from Voyager Point to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Milperra and $2,400 from Voyager Point.
What is the 10-year cost difference between Milperra and Voyager Point?
At 3% annual cost growth, Milperra costs a cumulative $133,440 and Voyager Point costs $140,754 over 10 years by car. The cumulative difference is $7,314 in favour of Milperra. Excludes purchase price, mortgage, and personal expenses.
Which of Milperra and Voyager Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.