Milperra vs Voyager Point, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Milperra (Canterbury-Bankstown rates (OLG) and Voyager Point (Liverpool rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (22.5 km and 24.2 km).
Milperra runs $446 a year cheaper than Voyager Point, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,113.
Over 10 years, Milperra costs about $5,100 less to run than Voyager Point. That's about $10 a week.
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Voyager Point
Annual cost breakdown
| Category | Milperra | Voyager Point | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,376 | +$1 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,651 | $5,898 | -$247 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $2,250 | $2,450 | -$200 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $10,826 | $11,272 | -$446 |
| Total (public transport) | $7,575 | $7,774 | -$199 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Milperra | Voyager Point | Difference |
|---|---|---|---|
| House | $2,342 | $2,720 | -$378 |
| Unit | $1,909 | $2,209 | -$300 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Milperra vs Voyager Point (2026-27)
What the numbers show
Milperra costs $446 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,113 in favour of Milperra.
The biggest single gap is commute costs at $247 per year. Voyager Point is 24.2 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,575 and $7,774 a year, so the $446 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Voyager Point by $1 a year, $1,376 against $1,377.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Milperra by $247 a year, $5,651 against $5,898.
- Building insurance favours Milperra by $200 a year, $2,250 against $2,450.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Fire risk is rated high in Voyager Point against medium in Milperra, which feeds the insurance estimate. The catchment state school scores 8.5 in Voyager Point against 6.7 in Milperra, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Milperra cumulative | Voyager Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,826 | $11,272 | $446 |
| Year 3 | $33,462 | $34,841 | $1,379 |
| Year 5 | $57,477 | $59,845 | $2,368 |
| Year 10 | $124,108 | $129,221 | $5,113 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Milperra or Voyager Point cheaper to live in?
Milperra is cheaper to run by car at $10,826 per year versus $11,272 for Voyager Point, a difference of $446 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Milperra and Voyager Point?
Annual council rates for a house are $1,377 in Milperra (Canterbury-Bankstown rates (OLG) and $1,376 in Voyager Point (Liverpool rates (OLG). Water and sewerage adds $1,548 in Milperra and $1,548 in Voyager Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Milperra and Voyager Point?
Annual driving commute costs are $5,651 from Milperra and $5,898 from Voyager Point to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Milperra and $2,400 from Voyager Point.
What is the 10-year cost difference between Milperra and Voyager Point?
At 3% annual cost growth, Milperra costs a cumulative $124,108 and Voyager Point costs $129,221 over 10 years by car. The cumulative difference is $5,113 in favour of Milperra. Excludes purchase price, mortgage, and personal expenses.
Which of Milperra and Voyager Point suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.