Mitchells Flat vs Roughit: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Mitchells Flat and Roughit are both Singleton rates (OLG suburbs, sitting 144.8 km and 143.4 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Mitchells Flat
Roughit
Annual cost breakdown
| Category | Mitchells Flat | Roughit | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,450 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,691 | $22,691 | - |
| Total (public transport) | $7,491 | $7,491 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Mitchells Flat | Roughit | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Mitchells Flat vs Roughit (2026-27)
What the numbers show
Mitchells Flat and Roughit cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,491 and $7,491 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Mitchells Flat cumulative | Roughit cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,691 | $22,691 | $0 |
| Year 3 | $70,136 | $70,136 | $0 |
| Year 5 | $120,470 | $120,470 | $0 |
| Year 10 | $260,127 | $260,127 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Mitchells Flat or Roughit cheaper to live in?
Mitchells Flat is cheaper to run by car at $22,691 per year versus $22,691 for Roughit, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Mitchells Flat and Roughit?
Annual council rates for a house are $1,341 in Mitchells Flat (Singleton rates (OLG) and $1,341 in Roughit (Singleton rates (OLG). Water and sewerage adds $1,300 in Mitchells Flat and $1,300 in Roughit. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Mitchells Flat and Roughit?
Annual driving commute costs are $17,600 from Mitchells Flat and $17,600 from Roughit to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Mitchells Flat and $2,400 from Roughit.
What is the 10-year cost difference between Mitchells Flat and Roughit?
At 3% annual cost growth, Mitchells Flat costs a cumulative $260,127 and Roughit costs $260,127 over 10 years by car. The cumulative difference is $0 in favour of Mitchells Flat. Excludes purchase price, mortgage, and personal expenses.
Which of Mitchells Flat and Roughit is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Singleton rates (OLG and Singleton rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.