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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Moores Pocket vs North Booval: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Moores Pocket and North Booval are both Ipswich City Council suburbs, sitting 27.9 km and 27.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Moores Pocket is the cheaper suburb to live in

Moores Pocket runs $674 a year cheaper than North Booval, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,727.

$674difference per year
$7,727over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Moores Pocket

4305 · Ipswich City Council · 27.9 km from CBD
$11,497
Total annual cost (driving)
Public transport total$5,340
School score3.0/10
Flood & fire riskIn report

North Booval

4304 · Ipswich City Council · 27.2 km from CBD
$12,171
Total annual cost (driving)
Public transport total$6,090
School score3.0/10
Flood & fire riskIn report

Annual cost breakdown

CategoryMoores PocketNorth BoovalDifference
Council rates$1,298$1,298-
Water & sewerage$1,900$1,900-
Commute (driving)$6,349$6,273+$76
Commute (public transport)$192$192-
Home insurance$1,950$2,700-$750
Body corporate (unit)$2,200$2,200-
Total (driving)$11,497$12,171-$674
Total (public transport)$5,340$6,090-$750

Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingMoores PocketNorth BoovalDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Moores Pocket vs North Booval (2026-27)

What the numbers show

Moores Pocket costs $674 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,727 in favour of Moores Pocket.

The biggest single gap is home insurance at $750 per year.

On public transport the gap is $750 per year, $5,340 from Moores Pocket versus $6,090 from North Booval.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Fire risk is rated high in North Booval against medium in Moores Pocket, which feeds the insurance estimate.

10-year cumulative cost projection

YearMoores Pocket cumulativeNorth Booval cumulativeDifference
Year 1$11,497$12,171$674
Year 3$35,536$37,619$2,083
Year 5$61,039$64,617$3,578
Year 10$131,800$139,527$7,727

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Moores Pocket or North Booval cheaper to live in?

    Moores Pocket is cheaper to run by car at $11,497 per year versus $12,171 for North Booval, a difference of $674 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Moores Pocket and North Booval?

    Annual council rates for a house are $1,298 in Moores Pocket (Ipswich City Council) and $1,298 in North Booval (Ipswich City Council). Water and sewerage adds $1,900 in Moores Pocket and $1,900 in North Booval. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Moores Pocket and North Booval?

    Annual driving commute costs are $6,349 from Moores Pocket and $6,273 from North Booval to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Moores Pocket and $192 from North Booval.

  4. What is the 10-year cost difference between Moores Pocket and North Booval?

    At 3% annual cost growth, Moores Pocket costs a cumulative $131,800 and North Booval costs $139,527 over 10 years by car. The cumulative difference is $7,727 in favour of Moores Pocket. Excludes purchase price, mortgage, and personal expenses.

Which of Moores Pocket and North Booval is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.