Mudjimba vs Pacific Paradise: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Mudjimba and Pacific Paradise are both Sunshine Coast Council suburbs, sitting 3.7 km and 3.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $261 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Mudjimba
Pacific Paradise
Annual cost breakdown
| Category | Mudjimba | Pacific Paradise | Difference |
|---|---|---|---|
| Council rates | $1,771 | $1,771 | - |
| Water & sewerage | $2,094 | $2,094 | - |
| Commute (driving) | $1,192 | $1,131 | +$61 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,100 | $2,900 | +$200 |
| Body corporate (unit) | $2,000 | $2,000 | - |
| Total (driving) | $8,157 | $7,896 | +$261 |
| Total (public transport) | $7,157 | $6,957 | +$200 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Mudjimba | Pacific Paradise | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Mudjimba vs Pacific Paradise (2026-27)
What the numbers show
Mudjimba and Pacific Paradise cost within $261 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,992, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $200 per year.
On public transport the gap is $200 per year, $7,157 from Mudjimba versus $6,957 from Pacific Paradise.
10-year cumulative cost projection
| Year | Mudjimba cumulative | Pacific Paradise cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,157 | $7,896 | $261 |
| Year 3 | $25,212 | $24,406 | $806 |
| Year 5 | $43,307 | $41,921 | $1,386 |
| Year 10 | $93,511 | $90,519 | $2,992 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Mudjimba or Pacific Paradise cheaper to live in?
Pacific Paradise is cheaper to run by car at $7,896 per year versus $8,157 for Mudjimba, a difference of $261 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Mudjimba and Pacific Paradise?
Annual council rates for a house are $1,771 in Mudjimba (Sunshine Coast Council) and $1,771 in Pacific Paradise (Sunshine Coast Council). Water and sewerage adds $2,094 in Mudjimba and $2,094 in Pacific Paradise. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Mudjimba and Pacific Paradise?
Annual driving commute costs are $1,192 from Mudjimba and $1,131 from Pacific Paradise to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Mudjimba and $192 from Pacific Paradise.
What is the 10-year cost difference between Mudjimba and Pacific Paradise?
At 3% annual cost growth, Mudjimba costs a cumulative $93,511 and Pacific Paradise costs $90,519 over 10 years by car. The cumulative difference is $2,992 in favour of Pacific Paradise. Excludes purchase price, mortgage, and personal expenses.
Which of Mudjimba and Pacific Paradise is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.