Munbilla vs Radford: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Munbilla and Radford are both Scenic Rim Regional Council suburbs, sitting 35.3 km and 38.1 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $19 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Munbilla
Radford
Annual cost breakdown
| Category | Munbilla | Radford | Difference |
|---|---|---|---|
| Council rates | $1,376 | $1,376 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,892 | $6,973 | -$81 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,100 | $3,000 | +$100 |
| Body corporate (unit) | $1,400 | $1,800 | -$400 |
| Total (driving) | $13,268 | $13,249 | +$19 |
| Total (public transport) | $6,568 | $6,468 | +$100 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Munbilla | Radford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Munbilla vs Radford (2026-27)
What the numbers show
Munbilla and Radford cost within $19 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $218, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $100 per year.
On public transport the two suburbs cost almost the same, $6,568 and $6,468 a year, so the $19 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Munbilla by $81 a year, $6,892 against $6,973.
- Building insurance favours Radford by $100 a year, $3,000 against $3,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Munbilla cumulative | Radford cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,268 | $13,249 | $19 |
| Year 3 | $41,010 | $40,951 | $59 |
| Year 5 | $70,442 | $70,341 | $101 |
| Year 10 | $152,103 | $151,885 | $218 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Munbilla or Radford cheaper to live in?
Radford is cheaper to run by car at $13,249 per year versus $13,268 for Munbilla, a difference of $19 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Munbilla and Radford?
Annual council rates for a house are $1,376 in Munbilla (Scenic Rim Regional Council) and $1,376 in Radford (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Munbilla and $1,900 in Radford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Munbilla and Radford?
Annual driving commute costs are $6,892 from Munbilla and $6,973 from Radford to Beaudesert CBD (ATO 91c/km). Public transport costs $192 from Munbilla and $192 from Radford.
What is the 10-year cost difference between Munbilla and Radford?
At 3% annual cost growth, Munbilla costs a cumulative $152,103 and Radford costs $151,885 over 10 years by car. The cumulative difference is $218 in favour of Radford. Excludes purchase price, mortgage, and personal expenses.
Which of Munbilla and Radford is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.