Narwee vs Roselands: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Narwee and Roselands are both Canterbury-Bankstown rates (OLG suburbs, sitting 15.6 km and 14.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $211 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Narwee
Roselands
Annual cost breakdown
| Category | Narwee | Roselands | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,377 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,244 | $4,033 | +$211 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $1,850 | $1,850 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $9,019 | $8,808 | +$211 |
| Total (public transport) | $7,161 | $7,161 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Narwee | Roselands | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Narwee vs Roselands (2026-27)
What the numbers show
Narwee and Roselands cost within $211 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,419, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $211 per year. Narwee is 15.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,161 and $7,161 a year, so the $211 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Narwee cumulative | Roselands cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,019 | $8,808 | $211 |
| Year 3 | $27,877 | $27,225 | $652 |
| Year 5 | $47,883 | $46,763 | $1,120 |
| Year 10 | $103,393 | $100,974 | $2,419 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Narwee or Roselands cheaper to live in?
Roselands is cheaper to run by car at $8,808 per year versus $9,019 for Narwee, a difference of $211 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Narwee and Roselands?
Annual council rates for a house are $1,377 in Narwee (Canterbury-Bankstown rates (OLG) and $1,377 in Roselands (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Narwee and $1,548 in Roselands. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Narwee and Roselands?
Annual driving commute costs are $4,244 from Narwee and $4,033 from Roselands to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Narwee and $2,386 from Roselands.
What is the 10-year cost difference between Narwee and Roselands?
At 3% annual cost growth, Narwee costs a cumulative $103,393 and Roselands costs $100,974 over 10 years by car. The cumulative difference is $2,419 in favour of Roselands. Excludes purchase price, mortgage, and personal expenses.
Which of Narwee and Roselands is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.