Newbold vs Winegrove: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Newbold and Winegrove are both Clarence Valley rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
Newbold runs $650 a year cheaper than Winegrove, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,451.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Newbold
Winegrove
Annual cost breakdown
| Category | Newbold | Winegrove | Difference |
|---|---|---|---|
| Council rates | $1,439 | $1,439 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $18,200 | $18,200 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $3,100 | -$650 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,389 | $24,039 | -$650 |
| Total (public transport) | $7,589 | $8,239 | -$650 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Newbold | Winegrove | Difference |
|---|---|---|---|
| House | $2,774 | $2,774 | - |
| Unit | $2,329 | $2,329 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Newbold vs Winegrove (2026-27)
What the numbers show
Newbold costs $650 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,451 in favour of Newbold.
The biggest single gap is home insurance at $650 per year. Winegrove carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $650 per year, $7,589 from Newbold versus $8,239 from Winegrove.
Where the difference actually comes from
- Council rates is identical at $1,439 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours Newbold by $650 a year, $2,450 against $3,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.
Flood risk is rated high in Winegrove against medium in Newbold, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Newbold cumulative | Winegrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,389 | $24,039 | $650 |
| Year 3 | $72,293 | $74,302 | $2,009 |
| Year 5 | $124,175 | $127,626 | $3,451 |
| Year 10 | $268,129 | $275,580 | $7,451 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Newbold or Winegrove cheaper to live in?
Newbold is cheaper to run by car at $23,389 per year versus $24,039 for Winegrove, a difference of $650 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Newbold and Winegrove?
Annual council rates for a house are $1,439 in Newbold (Clarence Valley rates (OLG) and $1,439 in Winegrove (Clarence Valley rates (OLG). Water and sewerage adds $1,300 in Newbold and $1,300 in Winegrove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Newbold and Winegrove?
Newbold carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Winegrove carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Public transport costs $2,400 from Newbold and $2,400 from Winegrove.
What is the 10-year cost difference between Newbold and Winegrove?
At 3% annual cost growth, Newbold costs a cumulative $268,129 and Winegrove costs $275,580 over 10 years by car. The cumulative difference is $7,451 in favour of Newbold. Excludes purchase price, mortgage, and personal expenses.
Which of Newbold and Winegrove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Clarence Valley rates (OLG and Clarence Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.