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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

North Booval vs North Tivoli, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

North Booval and North Tivoli are both Ipswich City Council suburbs, sitting 27.2 km and 26.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
North Booval and North Tivoli cost about the same to live in

The two sit within $34 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$34difference per year
$390over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Brisbane suburbs that fit your budget →

North Booval

4304 · Ipswich City Council · 27.2 km from CBD
$11,471
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,390
School score3.0/10
Flood & fire riskIn report

North Tivoli

4305 · Ipswich City Council · 26.2 km from CBD
$11,505
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,540
School score3.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryNorth BoovalNorth TivoliDifference
Council rates Official, 2026-27$1,298$1,298-
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$6,273$6,157+$116
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,000$2,150-$150
Body corporate (unit) Estimated$2,200$2,700-$500
Total (driving)$11,471$11,505-$34
Total (public transport)$5,390$5,540-$150

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingNorth BoovalNorth TivoliDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, North Booval vs North Tivoli (2026-27)

What the numbers show

North Booval and North Tivoli cost within $34 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $390, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $150 per year.

On public transport the two suburbs cost almost the same, $5,390 and $5,540 a year, so the $34 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearNorth Booval cumulativeNorth Tivoli cumulativeDifference
Year 1$11,471$11,505$34
Year 3$35,456$35,561$105
Year 5$60,901$61,082$181
Year 10$131,502$131,892$390

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is North Booval or North Tivoli cheaper to live in?

    North Booval is cheaper to run by car at $11,471 per year versus $11,505 for North Tivoli, a difference of $34 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in North Booval and North Tivoli?

    Annual council rates for a house are $1,298 in North Booval (Ipswich City Council) and $1,298 in North Tivoli (Ipswich City Council). Water and sewerage adds $1,900 in North Booval and $1,900 in North Tivoli. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between North Booval and North Tivoli?

    Annual driving commute costs are $6,273 from North Booval and $6,157 from North Tivoli to Brisbane CBD (ATO 91c/km). Public transport costs $192 from North Booval and $192 from North Tivoli.

  4. What is the 10-year cost difference between North Booval and North Tivoli?

    At 3% annual cost growth, North Booval costs a cumulative $131,502 and North Tivoli costs $131,892 over 10 years by car. The cumulative difference is $390 in favour of North Booval. Excludes purchase price, mortgage, and personal expenses.

Which of North Booval and North Tivoli suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.