North Tivoli vs Tivoli: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
North Tivoli and Tivoli are both Ipswich City Council suburbs, sitting 26.2 km and 28 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $203 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →North Tivoli
Tivoli
Annual cost breakdown
| Category | North Tivoli | Tivoli | Difference |
|---|---|---|---|
| Council rates | $1,298 | $1,298 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,157 | $6,360 | -$203 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $2,900 | - |
| Body corporate (unit) | $2,700 | $2,800 | -$100 |
| Total (driving) | $12,255 | $12,458 | -$203 |
| Total (public transport) | $6,290 | $6,290 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | North Tivoli | Tivoli | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — North Tivoli vs Tivoli (2026-27)
What the numbers show
North Tivoli and Tivoli cost within $203 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,327, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $203 per year. Tivoli is 28 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,290 and $6,290 a year, so the $203 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,298 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours North Tivoli by $203 a year, $6,157 against $6,360.
- Building insurance is identical at $2,900 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | North Tivoli cumulative | Tivoli cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,255 | $12,458 | $203 |
| Year 3 | $37,879 | $38,506 | $627 |
| Year 5 | $65,063 | $66,141 | $1,078 |
| Year 10 | $140,490 | $142,817 | $2,327 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is North Tivoli or Tivoli cheaper to live in?
North Tivoli is cheaper to run by car at $12,255 per year versus $12,458 for Tivoli, a difference of $203 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in North Tivoli and Tivoli?
Annual council rates for a house are $1,298 in North Tivoli (Ipswich City Council) and $1,298 in Tivoli (Ipswich City Council). Water and sewerage adds $1,900 in North Tivoli and $1,900 in Tivoli. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between North Tivoli and Tivoli?
Annual driving commute costs are $6,157 from North Tivoli and $6,360 from Tivoli to Brisbane CBD (ATO 91c/km). Public transport costs $192 from North Tivoli and $192 from Tivoli.
What is the 10-year cost difference between North Tivoli and Tivoli?
At 3% annual cost growth, North Tivoli costs a cumulative $140,490 and Tivoli costs $142,817 over 10 years by car. The cumulative difference is $2,327 in favour of North Tivoli. Excludes purchase price, mortgage, and personal expenses.
Which of North Tivoli and Tivoli is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.