North Turramurra vs North Wahroonga: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
North Turramurra and North Wahroonga are both Ku-ring-gai Council rates (IPART approved SRV, 29% in suburbs, sitting 20.4 km and 20.4 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
North Turramurra
North Wahroonga
Annual cost breakdown
| Category | North Turramurra | North Wahroonga | Difference |
|---|---|---|---|
| Council rates | $2,189 | $2,189 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,136 | $5,136 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,550 | $2,550 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $11,423 | $11,423 | - |
| Total (public transport) | $8,687 | $8,687 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | North Turramurra | North Wahroonga | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — North Turramurra vs North Wahroonga (2026-27)
What the numbers show
North Turramurra and North Wahroonga cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,687 and $8,687 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | North Turramurra cumulative | North Wahroonga cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,423 | $11,423 | $0 |
| Year 3 | $35,307 | $35,307 | $0 |
| Year 5 | $60,646 | $60,646 | $0 |
| Year 10 | $130,952 | $130,952 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is North Turramurra or North Wahroonga cheaper to live in?
North Turramurra is cheaper to run by car at $11,423 per year versus $11,423 for North Wahroonga, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in North Turramurra and North Wahroonga?
Annual council rates for a house are $2,189 in North Turramurra (Ku-ring-gai Council rates (IPART approved SRV, 29% in) and $2,189 in North Wahroonga (Ku-ring-gai Council rates (IPART approved SRV, 29% in). Water and sewerage adds $1,548 in North Turramurra and $1,548 in North Wahroonga. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between North Turramurra and North Wahroonga?
Annual driving commute costs are $5,136 from North Turramurra and $5,136 from North Wahroonga to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from North Turramurra and $2,400 from North Wahroonga.
What is the 10-year cost difference between North Turramurra and North Wahroonga?
At 3% annual cost growth, North Turramurra costs a cumulative $130,952 and North Wahroonga costs $130,952 over 10 years by car. The cumulative difference is $0 in favour of North Turramurra. Excludes purchase price, mortgage, and personal expenses.
Which of North Turramurra and North Wahroonga is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ku-ring-gai Council rates (IPART approved SRV, 29% in and Ku-ring-gai Council rates (IPART approved SRV, 29% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.