Nutgrove vs Wutul, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Nutgrove and Wutul are both Toowoomba Regional Council suburbs, sitting 59.8 km and 61.2 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $150 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,700, about $3 a week, and most of it is the AI-estimated insurance line.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Nutgrove
Wutul
Annual cost breakdown
| Category | Nutgrove | Wutul | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,444 | $1,444 | - |
| Water & sewerage Official, 2026-27 | $2,188 | $2,188 | - |
| Commute (driving) Modelled, 2026-27 | $5,276 | $5,026 | +$250 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,050 | $2,150 | -$100 |
| Body corporate (unit) Estimated | $1,500 | $1,600 | -$100 |
| Total (driving) | $10,958 | $10,808 | +$150 |
| Total (public transport) | $5,874 | $5,974 | -$100 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Nutgrove | Wutul | Difference |
|---|---|---|---|
| House | $2,274 | $2,274 | - |
| Unit | $1,870 | $1,870 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Nutgrove vs Wutul (2026-27)
What the numbers show
Nutgrove and Wutul differ by $150 a year by car, but $100 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $250, so neither suburb is named cheaper here.
The biggest single gap is commute costs at $250 per year. Wutul is 61.2 km from Toowoomba CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,874 and $5,974 a year, so the $150 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,444 a year.
- Water and sewerage is identical at $2,188 a year.
- Driving commute favours Wutul by $250 a year, $5,026 against $5,276.
- Building insurance favours Nutgrove by $100 a year, $2,050 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Nutgrove cumulative | Wutul cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,958 | $10,808 | $150 |
| Year 3 | $33,870 | $33,406 | $464 |
| Year 5 | $58,178 | $57,381 | $797 |
| Year 10 | $125,621 | $123,902 | $1,719 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Nutgrove or Wutul cheaper to live in?
Neither is named cheaper. Nutgrove runs $10,958 a year by car and Wutul $10,808, but most of the $150 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $250. Source: SuburbCost 2026 data.
What are council rates in Nutgrove and Wutul?
Annual council rates for a house are $1,444 in Nutgrove (Toowoomba Regional Council) and $1,444 in Wutul (Toowoomba Regional Council). Water and sewerage adds $2,188 in Nutgrove and $2,188 in Wutul. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Nutgrove and Wutul?
Annual driving commute costs are $5,276 from Nutgrove and $5,026 from Wutul to Toowoomba CBD (ATO 91c/km). Public transport costs $192 from Nutgrove and $192 from Wutul.
What is the 10-year cost difference between Nutgrove and Wutul?
At 3% annual cost growth, Nutgrove costs a cumulative $125,621 and Wutul costs $123,902 over 10 years by car. The cumulative difference is $1,719 in favour of Wutul. Excludes purchase price, mortgage, and personal expenses.
Which of Nutgrove and Wutul suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.