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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

One Mile vs West Ipswich: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

One Mile and West Ipswich are both Ipswich City Council suburbs, sitting 33.5 km and 32 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
One Mile and West Ipswich cost about the same to live in

The two sit within $192 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$192difference per year
$2,201over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

One Mile

4305 · Ipswich City Council · 33.5 km from CBD
$12,678
Total annual cost (driving)
Public transport total$6,290
School score2.5/10
Flood & fire riskIn report

West Ipswich

4305 · Ipswich City Council · 32 km from CBD
$12,486
Total annual cost (driving)
Public transport total$6,190
School score4.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryOne MileWest IpswichDifference
Council rates$1,298$1,298-
Water & sewerage$1,900$1,900-
Commute (driving)$6,580$6,488+$92
Commute (public transport)$192$192-
Home insurance$2,900$2,800+$100
Body corporate (unit)$2,800$2,200+$600
Total (driving)$12,678$12,486+$192
Total (public transport)$6,290$6,190+$100

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingOne MileWest IpswichDifference
House$1,976$1,976-
Unit$1,591$1,591-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — One Mile vs West Ipswich (2026-27)

What the numbers show

One Mile and West Ipswich cost within $192 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,201, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $100 per year.

On public transport the two suburbs cost almost the same, $6,290 and $6,190 a year, so the $192 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearOne Mile cumulativeWest Ipswich cumulativeDifference
Year 1$12,678$12,486$192
Year 3$39,186$38,593$593
Year 5$67,309$66,290$1,019
Year 10$145,339$143,138$2,201

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is One Mile or West Ipswich cheaper to live in?

    West Ipswich is cheaper to run by car at $12,486 per year versus $12,678 for One Mile, a difference of $192 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in One Mile and West Ipswich?

    Annual council rates for a house are $1,298 in One Mile (Ipswich City Council) and $1,298 in West Ipswich (Ipswich City Council). Water and sewerage adds $1,900 in One Mile and $1,900 in West Ipswich. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between One Mile and West Ipswich?

    Annual driving commute costs are $6,580 from One Mile and $6,488 from West Ipswich to Brisbane CBD (ATO 88c/km). Public transport costs $192 from One Mile and $192 from West Ipswich.

  4. What is the 10-year cost difference between One Mile and West Ipswich?

    At 3% annual cost growth, One Mile costs a cumulative $145,339 and West Ipswich costs $143,138 over 10 years by car. The cumulative difference is $2,201 in favour of West Ipswich. Excludes purchase price, mortgage, and personal expenses.

Which of One Mile and West Ipswich is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

Free · no spam · built from official council, ATO & ACARA data

Related comparisons

Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.