Padstow vs Revesby, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Padstow and Revesby are both Canterbury-Bankstown rates (OLG suburbs, sitting 18.7 km and 20 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $215 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $2,500, about $5 a week, and most of it is the AI-estimated insurance line.
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Revesby
Annual cost breakdown
| Category | Padstow | Revesby | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,377 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,007 | $5,242 | -$235 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $2,050 | $1,600 | +$450 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $9,982 | $9,767 | +$215 |
| Total (public transport) | $7,361 | $6,911 | +$450 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Padstow | Revesby | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Padstow vs Revesby (2026-27)
What the numbers show
Padstow and Revesby differ by $215 a year by car, but $450 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $235, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $450 per year. Padstow carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $7,361 from Padstow versus $6,911 from Revesby.
Where the difference actually comes from
- Council rates is identical at $1,377 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Padstow by $235 a year, $5,007 against $5,242.
- Building insurance favours Revesby by $450 a year, $1,600 against $2,050.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Padstow against medium in Revesby, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Padstow cumulative | Revesby cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,982 | $9,767 | $215 |
| Year 3 | $30,853 | $30,189 | $664 |
| Year 5 | $52,996 | $51,854 | $1,142 |
| Year 10 | $114,432 | $111,968 | $2,464 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Padstow or Revesby cheaper to live in?
Neither is named cheaper. Padstow runs $9,982 a year by car and Revesby $9,767, but most of the $215 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $235. Source: SuburbCost 2026 data.
What are council rates in Padstow and Revesby?
Annual council rates for a house are $1,377 in Padstow (Canterbury-Bankstown rates (OLG) and $1,377 in Revesby (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Padstow and $1,548 in Revesby. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Padstow and Revesby?
Annual driving commute costs are $5,007 from Padstow and $5,242 from Revesby to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Padstow and $2,386 from Revesby.
What is the 10-year cost difference between Padstow and Revesby?
At 3% annual cost growth, Padstow costs a cumulative $114,432 and Revesby costs $111,968 over 10 years by car. The cumulative difference is $2,464 in favour of Revesby. Excludes purchase price, mortgage, and personal expenses.
Which of Padstow and Revesby suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.