Peel vs Wiagdon: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Peel and Wiagdon are both Bathurst Regional rates (OLG suburbs, sitting 17.4 km and 21.7 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Peel runs $768 a year cheaper than Wiagdon, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $8,804.
Over 10 years, Peel costs about $8,800 less to run than Wiagdon — the same as paying $8,800 less for the home. It's the cost no listing shows you.
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Wiagdon
Annual cost breakdown
| Category | Peel | Wiagdon | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $4,758 | $5,526 | -$768 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,000 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $9,399 | $10,167 | -$768 |
| Total (public transport) | $7,041 | $7,041 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Peel | Wiagdon | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Peel vs Wiagdon (2026-27)
What the numbers show
Peel costs $768 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,804 in favour of Peel.
The biggest single gap is commute costs at $768 per year. Wiagdon is 21.7 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,041 and $7,041 a year, so the $768 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,341 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Peel by $768 a year, $4,758 against $5,526.
- Building insurance is identical at $2,000 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Peel cumulative | Wiagdon cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,399 | $10,167 | $768 |
| Year 3 | $29,051 | $31,425 | $2,374 |
| Year 5 | $49,901 | $53,978 | $4,077 |
| Year 10 | $107,749 | $116,553 | $8,804 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Peel or Wiagdon cheaper to live in?
Peel is cheaper to run by car at $9,399 per year versus $10,167 for Wiagdon, a difference of $768 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Peel and Wiagdon?
Annual council rates for a house are $1,341 in Peel (Bathurst Regional rates (OLG) and $1,341 in Wiagdon (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Peel and $1,300 in Wiagdon. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Peel and Wiagdon?
Annual driving commute costs are $4,758 from Peel and $5,526 from Wiagdon to Bathurst CBD (ATO 91c/km). Public transport costs $2,400 from Peel and $2,400 from Wiagdon.
What is the 10-year cost difference between Peel and Wiagdon?
At 3% annual cost growth, Peel costs a cumulative $107,749 and Wiagdon costs $116,553 over 10 years by car. The cumulative difference is $8,804 in favour of Peel. Excludes purchase price, mortgage, and personal expenses.
Which of Peel and Wiagdon is best to actually live in?
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Related comparisons
Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.