Potts Hill vs Yagoona: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Potts Hill and Yagoona are both Canterbury-Bankstown rates (OLG suburbs, sitting 16.8 km and 17.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $210 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Potts Hill
Yagoona
Annual cost breakdown
| Category | Potts Hill | Yagoona | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,377 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,485 | $4,695 | -$210 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $1,850 | $1,850 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $9,260 | $9,470 | -$210 |
| Total (public transport) | $7,161 | $7,161 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Potts Hill | Yagoona | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Potts Hill vs Yagoona (2026-27)
What the numbers show
Potts Hill and Yagoona cost within $210 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,407, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $210 per year. Yagoona is 17.9 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,161 and $7,161 a year, so the $210 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Potts Hill cumulative | Yagoona cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,260 | $9,470 | $210 |
| Year 3 | $28,622 | $29,271 | $649 |
| Year 5 | $49,163 | $50,278 | $1,115 |
| Year 10 | $106,156 | $108,563 | $2,407 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Potts Hill or Yagoona cheaper to live in?
Potts Hill is cheaper to run by car at $9,260 per year versus $9,470 for Yagoona, a difference of $210 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Potts Hill and Yagoona?
Annual council rates for a house are $1,377 in Potts Hill (Canterbury-Bankstown rates (OLG) and $1,377 in Yagoona (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Potts Hill and $1,548 in Yagoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Potts Hill and Yagoona?
Annual driving commute costs are $4,485 from Potts Hill and $4,695 from Yagoona to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Potts Hill and $2,386 from Yagoona.
What is the 10-year cost difference between Potts Hill and Yagoona?
At 3% annual cost growth, Potts Hill costs a cumulative $106,156 and Yagoona costs $108,563 over 10 years by car. The cumulative difference is $2,407 in favour of Potts Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Potts Hill and Yagoona is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.