Potts Hill vs Yagoona, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Potts Hill and Yagoona are both Canterbury-Bankstown rates (OLG suburbs, sitting 16.8 km and 17.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $217 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Potts Hill costs about $2,500 less to run than Yagoona. That's about $5 a week.
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Yagoona
Annual cost breakdown
| Category | Potts Hill | Yagoona | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,377 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $4,638 | $4,855 | -$217 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,300 | $1,300 | - |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $8,863 | $9,080 | -$217 |
| Total (public transport) | $6,611 | $6,611 | - |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Potts Hill | Yagoona | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Potts Hill vs Yagoona (2026-27)
What the numbers show
Potts Hill and Yagoona cost within $217 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,488, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $217 per year. Yagoona is 17.9 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,611 and $6,611 a year, so the $217 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,377 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Potts Hill by $217 a year, $4,638 against $4,855.
- Building insurance is identical at $1,300 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Potts Hill cumulative | Yagoona cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,863 | $9,080 | $217 |
| Year 3 | $27,395 | $28,065 | $670 |
| Year 5 | $47,055 | $48,207 | $1,152 |
| Year 10 | $101,604 | $104,092 | $2,488 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Potts Hill or Yagoona cheaper to live in?
Potts Hill is cheaper to run by car at $8,863 per year versus $9,080 for Yagoona, a difference of $217 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Potts Hill and Yagoona?
Annual council rates for a house are $1,377 in Potts Hill (Canterbury-Bankstown rates (OLG) and $1,377 in Yagoona (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Potts Hill and $1,548 in Yagoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Potts Hill and Yagoona?
Annual driving commute costs are $4,638 from Potts Hill and $4,855 from Yagoona to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Potts Hill and $2,386 from Yagoona.
What is the 10-year cost difference between Potts Hill and Yagoona?
At 3% annual cost growth, Potts Hill costs a cumulative $101,604 and Yagoona costs $104,092 over 10 years by car. The cumulative difference is $2,488 in favour of Potts Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Potts Hill and Yagoona suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.