Rangeville vs Silver Ridge, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Rangeville (Toowoomba Regional Council) and Silver Ridge (Lockyer Valley Regional Council) attract comparison from buyers considering suburbs across different council areas.
Rangeville runs $5,013 a year cheaper than Silver Ridge, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $57,468.
Over 10 years, Rangeville costs about $57,500 less to run than Silver Ridge. That's about $111 a week.
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Silver Ridge
Annual cost breakdown
| Category | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,444 | $1,395 | +$49 |
| Water & sewerage Official, 2026-27 | $2,188 | $1,900 | +$288 |
| Commute (driving) Modelled, 2026-27 | $1,484 | $6,084 | -$4,600 |
| Commute (public transport) Modelled, 2026-27 | $192 | $6,084 | -$5,892 |
| Home insurance Estimated | $1,900 | $2,650 | -$750 |
| Body corporate (unit) Estimated | $2,200 | $1,600 | +$600 |
| Total (driving) | $7,016 | $12,029 | -$5,013 |
| Total (public transport) | $5,724 | $12,029 | -$6,305 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| House | $2,274 | $2,135 | +$139 |
| Unit | $1,870 | $1,776 | +$94 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Rangeville vs Silver Ridge (2026-27)
What the numbers show
Rangeville costs $5,013 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $57,468 in favour of Rangeville.
The biggest single gap is commute costs at $4,600 per year. Silver Ridge is 25.6 km from Gatton CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $6,305 per year, $5,724 from Rangeville versus $12,029 from Silver Ridge.
Where the difference actually comes from
- Council rates favours Silver Ridge by $49 a year, $1,395 against $1,444.
- Water and sewerage favours Silver Ridge by $288 a year, $1,900 against $2,188.
- Driving commute favours Rangeville by $4,600 a year, $1,484 against $6,084.
- Building insurance favours Rangeville by $750 a year, $1,900 against $2,650.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
Fire risk is rated high in Silver Ridge against medium in Rangeville, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Rangeville cumulative | Silver Ridge cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,016 | $12,029 | $5,013 |
| Year 3 | $21,686 | $37,180 | $15,494 |
| Year 5 | $37,249 | $63,864 | $26,615 |
| Year 10 | $80,431 | $137,899 | $57,468 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Rangeville or Silver Ridge cheaper to live in?
Rangeville is cheaper to run by car at $7,016 per year versus $12,029 for Silver Ridge, a difference of $5,013 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Rangeville and Silver Ridge?
Annual council rates for a house are $1,444 in Rangeville (Toowoomba Regional Council) and $1,395 in Silver Ridge (Lockyer Valley Regional Council). Water and sewerage adds $2,188 in Rangeville and $1,900 in Silver Ridge. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Rangeville and Silver Ridge?
Rangeville is $1,484 a year to drive to Toowoomba CBD (ATO 91c/km). Silver Ridge is $6,084 a year to drive to Gatton CBD (ATO 91c/km). Public transport costs $192 from Rangeville. No daily public transport commute is assumed from Silver Ridge, so it is costed by car.
What is the 10-year cost difference between Rangeville and Silver Ridge?
At 3% annual cost growth, Rangeville costs a cumulative $80,431 and Silver Ridge costs $137,899 over 10 years by car. The cumulative difference is $57,468 in favour of Rangeville. Excludes purchase price, mortgage, and personal expenses.
Which of Rangeville and Silver Ridge suits you better?
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Sources: Toowoomba Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.