Rangeville vs Silver Ridge: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Rangeville (Toowoomba Regional Council) and Silver Ridge (Lockyer Valley Regional Council) attract comparison from buyers considering suburbs across different council areas.
Rangeville runs $5,163 a year cheaper than Silver Ridge, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $59,188.
Over 10 years, Rangeville costs about $59,200 less to run than Silver Ridge — the same as paying $59,200 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Rangeville
Silver Ridge
Annual cost breakdown
| Category | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| Council rates | $1,444 | $1,395 | +$49 |
| Water & sewerage | $2,188 | $1,900 | +$288 |
| Commute (driving) | $1,484 | $6,084 | -$4,600 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,300 | $3,200 | -$900 |
| Body corporate (unit) | $2,200 | $1,600 | +$600 |
| Total (driving) | $7,416 | $12,579 | -$5,163 |
| Total (public transport) | $6,124 | $6,687 | -$563 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| House | $2,274 | $2,135 | +$139 |
| Unit | $1,870 | $1,776 | +$94 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Rangeville vs Silver Ridge (2026-27)
What the numbers show
Rangeville costs $5,163 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $59,188 in favour of Rangeville.
The biggest single gap is commute costs at $4,600 per year. Silver Ridge is 25.6 km from Gatton CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $563 per year, $6,124 from Rangeville versus $6,687 from Silver Ridge.
Where the difference actually comes from
- Council rates favours Silver Ridge by $49 a year, $1,395 against $1,444.
- Water and sewerage favours Silver Ridge by $288 a year, $1,900 against $2,188.
- Driving commute favours Rangeville by $4,600 a year, $1,484 against $6,084.
- Building insurance favours Rangeville by $900 a year, $2,300 against $3,200.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
Fire risk is rated high in Silver Ridge against medium in Rangeville, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Rangeville cumulative | Silver Ridge cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,416 | $12,579 | $5,163 |
| Year 3 | $22,922 | $38,880 | $15,958 |
| Year 5 | $39,373 | $66,784 | $27,411 |
| Year 10 | $85,016 | $144,204 | $59,188 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Rangeville or Silver Ridge cheaper to live in?
Rangeville is cheaper to run by car at $7,416 per year versus $12,579 for Silver Ridge, a difference of $5,163 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Rangeville and Silver Ridge?
Annual council rates for a house are $1,444 in Rangeville (Toowoomba Regional Council) and $1,395 in Silver Ridge (Lockyer Valley Regional Council). Water and sewerage adds $2,188 in Rangeville and $1,900 in Silver Ridge. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Rangeville and Silver Ridge?
Rangeville is $1,484 a year to drive to Toowoomba CBD (ATO 91c/km). Silver Ridge is $6,084 a year to drive to Gatton CBD (ATO 91c/km). Public transport costs $192 from Rangeville and $192 from Silver Ridge.
What is the 10-year cost difference between Rangeville and Silver Ridge?
At 3% annual cost growth, Rangeville costs a cumulative $85,016 and Silver Ridge costs $144,204 over 10 years by car. The cumulative difference is $59,188 in favour of Rangeville. Excludes purchase price, mortgage, and personal expenses.
Which of Rangeville and Silver Ridge is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Toowoomba Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.