Rangeville vs Silver Ridge: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Rangeville (Toowoomba Regional Council) and Silver Ridge (Lockyer Valley Regional Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (4.5 km and 25.6 km).
Rangeville runs $5,011 a year cheaper than Silver Ridge, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $57,446.
Over 10 years, Rangeville costs about $57,400 less to run than Silver Ridge — the same as paying $57,400 less for the home. It's the cost no listing shows you.
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Silver Ridge
Annual cost breakdown
| Category | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| Council rates | $1,444 | $1,395 | +$49 |
| Water & sewerage | $2,188 | $1,900 | +$288 |
| Commute (driving) | $1,435 | $5,883 | -$4,448 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,300 | $3,200 | -$900 |
| Body corporate (unit) | $2,200 | $1,600 | +$600 |
| Total (driving) | $7,367 | $12,378 | -$5,011 |
| Total (public transport) | $6,124 | $6,687 | -$563 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Rangeville | Silver Ridge | Difference |
|---|---|---|---|
| House | $2,115 | $1,976 | +$139 |
| Unit | $1,696 | $1,591 | +$105 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Rangeville vs Silver Ridge (2026-27)
What the numbers show
Rangeville costs $5,011 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $57,446 in favour of Rangeville.
The biggest single gap is commute costs at $4,448 per year. Silver Ridge is 25.6 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $563 per year, $6,124 from Rangeville versus $6,687 from Silver Ridge.
10-year cumulative cost projection
| Year | Rangeville cumulative | Silver Ridge cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,367 | $12,378 | $5,011 |
| Year 3 | $22,771 | $38,259 | $15,488 |
| Year 5 | $39,112 | $65,716 | $26,604 |
| Year 10 | $84,454 | $141,900 | $57,446 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Rangeville or Silver Ridge cheaper to live in?
Rangeville is cheaper to run by car at $7,367 per year versus $12,378 for Silver Ridge, a difference of $5,011 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Rangeville and Silver Ridge?
Annual council rates for a house are $1,444 in Rangeville (Toowoomba Regional Council) and $1,395 in Silver Ridge (Lockyer Valley Regional Council). Water and sewerage adds $2,188 in Rangeville and $1,900 in Silver Ridge. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Rangeville and Silver Ridge?
Annual driving commute costs are $1,435 from Rangeville and $5,883 from Silver Ridge to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Rangeville and $192 from Silver Ridge.
What is the 10-year cost difference between Rangeville and Silver Ridge?
At 3% annual cost growth, Rangeville costs a cumulative $84,454 and Silver Ridge costs $141,900 over 10 years by car. The cumulative difference is $57,446 in favour of Rangeville. Excludes purchase price, mortgage, and personal expenses.
Which of Rangeville and Silver Ridge is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Toowoomba Regional Council and Lockyer Valley Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.