Sackville vs Sackville North, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Sackville (The Hills rates (OLG) and Sackville North (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (51.9 km and 51.3 km).
Sackville runs $798 a year cheaper than Sackville North, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $9,148.
Over 10 years, Sackville costs about $9,100 less to run than Sackville North. That's about $18 a week.
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Sackville North
Annual cost breakdown
| Category | Sackville | Sackville North | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,261 | $1,848 | -$587 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,370 | $6,431 | -$61 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $2,650 | $2,800 | -$150 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,829 | $12,627 | -$798 |
| Total (public transport) | $7,859 | $8,596 | -$737 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Sackville | Sackville North | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Sackville vs Sackville North (2026-27)
What the numbers show
Sackville costs $798 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,148 in favour of Sackville.
The biggest single gap is council rates at $587 per year.
On public transport the gap is $737 per year, $7,859 from Sackville versus $8,596 from Sackville North.
Where the difference actually comes from
- Council rates favours Sackville by $587 a year, $1,261 against $1,848.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Sackville by $61 a year, $6,370 against $6,431.
- Building insurance favours Sackville by $150 a year, $2,650 against $2,800.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
10-year cumulative cost projection
| Year | Sackville cumulative | Sackville North cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,829 | $12,627 | $798 |
| Year 3 | $36,562 | $39,029 | $2,467 |
| Year 5 | $62,802 | $67,038 | $4,236 |
| Year 10 | $135,606 | $144,754 | $9,148 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Sackville or Sackville North cheaper to live in?
Sackville is cheaper to run by car at $11,829 per year versus $12,627 for Sackville North, a difference of $798 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Sackville and Sackville North?
Annual council rates for a house are $1,261 in Sackville (The Hills rates (OLG) and $1,848 in Sackville North (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Sackville and $1,548 in Sackville North. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Sackville and Sackville North?
Annual driving commute costs are $6,370 from Sackville and $6,431 from Sackville North to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Sackville and $2,400 from Sackville North.
What is the 10-year cost difference between Sackville and Sackville North?
At 3% annual cost growth, Sackville costs a cumulative $135,606 and Sackville North costs $144,754 over 10 years by car. The cumulative difference is $9,148 in favour of Sackville. Excludes purchase price, mortgage, and personal expenses.
Which of Sackville and Sackville North suits you better?
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Related comparisons
Sources: The Hills rates (OLG and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.