St Peters vs Sydenham: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
St Peters and Sydenham are both Inner West rates (OLG suburbs, sitting 5.9 km and 6.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $199 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →St Peters
Sydenham
Annual cost breakdown
| Category | St Peters | Sydenham | Difference |
|---|---|---|---|
| Council rates | $1,401 | $1,401 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $1,847 | $2,046 | -$199 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $7,746 | $7,945 | -$199 |
| Total (public transport) | $7,819 | $7,819 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | St Peters | Sydenham | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — St Peters vs Sydenham (2026-27)
What the numbers show
St Peters and Sydenham cost within $199 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,282, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $199 per year. Sydenham is 6.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,819 and $7,819 a year, so the $199 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | St Peters cumulative | Sydenham cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,746 | $7,945 | $199 |
| Year 3 | $23,942 | $24,557 | $615 |
| Year 5 | $41,125 | $42,181 | $1,056 |
| Year 10 | $88,799 | $91,081 | $2,282 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is St Peters or Sydenham cheaper to live in?
St Peters is cheaper to run by car at $7,746 per year versus $7,945 for Sydenham, a difference of $199 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in St Peters and Sydenham?
Annual council rates for a house are $1,401 in St Peters (Inner West rates (OLG) and $1,401 in Sydenham (Inner West rates (OLG). Water and sewerage adds $1,548 in St Peters and $1,548 in Sydenham. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between St Peters and Sydenham?
Annual driving commute costs are $1,847 from St Peters and $2,046 from Sydenham to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from St Peters and $1,920 from Sydenham.
What is the 10-year cost difference between St Peters and Sydenham?
At 3% annual cost growth, St Peters costs a cumulative $88,799 and Sydenham costs $91,081 over 10 years by car. The cumulative difference is $2,282 in favour of St Peters. Excludes purchase price, mortgage, and personal expenses.
Which of St Peters and Sydenham is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Inner West rates (OLG and Inner West rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.