The Entrance vs The Entrance North: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
The Entrance and The Entrance North are both Central Coast rates (OLG suburbs, sitting 63.8 km and 66 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The Entrance North runs $479 a year cheaper than The Entrance, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,491.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →The Entrance
The Entrance North
Annual cost breakdown
| Category | The Entrance | The Entrance North | Difference |
|---|---|---|---|
| Council rates | $1,454 | $1,454 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $4,515 | $4,036 | +$479 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,800 | $2,800 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $10,069 | $9,590 | +$479 |
| Total (public transport) | $7,954 | $7,954 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | The Entrance | The Entrance North | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — The Entrance vs The Entrance North (2026-27)
What the numbers show
The Entrance North costs $479 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,491 in favour of The Entrance North.
The biggest single gap is commute costs at $479 per year. The Entrance North is 66 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,954 and $7,954 a year, so the $479 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,454 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours The Entrance North by $479 a year, $4,036 against $4,515.
- Building insurance is identical at $2,800 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | The Entrance cumulative | The Entrance North cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,069 | $9,590 | $479 |
| Year 3 | $31,122 | $29,642 | $1,480 |
| Year 5 | $53,458 | $50,915 | $2,543 |
| Year 10 | $115,430 | $109,939 | $5,491 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is The Entrance or The Entrance North cheaper to live in?
The Entrance North is cheaper to run by car at $9,590 per year versus $10,069 for The Entrance, a difference of $479 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in The Entrance and The Entrance North?
Annual council rates for a house are $1,454 in The Entrance (Central Coast rates (OLG) and $1,454 in The Entrance North (Central Coast rates (OLG). Water and sewerage adds $1,300 in The Entrance and $1,300 in The Entrance North. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between The Entrance and The Entrance North?
Annual driving commute costs are $4,515 from The Entrance and $4,036 from The Entrance North to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from The Entrance and $2,400 from The Entrance North.
What is the 10-year cost difference between The Entrance and The Entrance North?
At 3% annual cost growth, The Entrance costs a cumulative $115,430 and The Entrance North costs $109,939 over 10 years by car. The cumulative difference is $5,491 in favour of The Entrance North. Excludes purchase price, mortgage, and personal expenses.
Which of The Entrance and The Entrance North is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Central Coast rates (OLG and Central Coast rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.