Turramurra vs Warrawee: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Turramurra and Warrawee are both Ku-ring-gai Council rates (IPART approved SRV, 29% in suburbs, sitting 16.9 km and 17.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $165 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Turramurra
Warrawee
Annual cost breakdown
| Category | Turramurra | Warrawee | Difference |
|---|---|---|---|
| Council rates | $2,189 | $2,189 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,504 | $4,639 | -$135 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,150 | $1,850 | +$300 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,391 | $10,226 | +$165 |
| Total (public transport) | $8,273 | $7,973 | +$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Turramurra | Warrawee | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Turramurra vs Warrawee (2026-27)
What the numbers show
Turramurra and Warrawee cost within $165 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,891, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $8,273 from Turramurra versus $7,973 from Warrawee.
10-year cumulative cost projection
| Year | Turramurra cumulative | Warrawee cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,391 | $10,226 | $165 |
| Year 3 | $32,118 | $31,608 | $510 |
| Year 5 | $55,167 | $54,291 | $876 |
| Year 10 | $119,121 | $117,230 | $1,891 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Turramurra or Warrawee cheaper to live in?
Warrawee is cheaper to run by car at $10,226 per year versus $10,391 for Turramurra, a difference of $165 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Turramurra and Warrawee?
Annual council rates for a house are $2,189 in Turramurra (Ku-ring-gai Council rates (IPART approved SRV, 29% in) and $2,189 in Warrawee (Ku-ring-gai Council rates (IPART approved SRV, 29% in). Water and sewerage adds $1,548 in Turramurra and $1,548 in Warrawee. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Turramurra and Warrawee?
Annual driving commute costs are $4,504 from Turramurra and $4,639 from Warrawee to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Turramurra and $2,386 from Warrawee.
What is the 10-year cost difference between Turramurra and Warrawee?
At 3% annual cost growth, Turramurra costs a cumulative $119,121 and Warrawee costs $117,230 over 10 years by car. The cumulative difference is $1,891 in favour of Warrawee. Excludes purchase price, mortgage, and personal expenses.
Which of Turramurra and Warrawee is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ku-ring-gai Council rates (IPART approved SRV, 29% in and Ku-ring-gai Council rates (IPART approved SRV, 29% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.