Vincentia vs Worrowing Heights: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Vincentia and Worrowing Heights are both Shoalhaven rates (OLG suburbs, sitting 143 km and 145.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Vincentia
Worrowing Heights
Annual cost breakdown
| Category | Vincentia | Worrowing Heights | Difference |
|---|---|---|---|
| Council rates | $1,547 | $1,547 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,500 | $3,500 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $23,947 | $23,947 | - |
| Total (public transport) | $8,747 | $8,747 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Vincentia | Worrowing Heights | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Vincentia vs Worrowing Heights (2026-27)
What the numbers show
Vincentia and Worrowing Heights cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,747 and $8,747 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Vincentia cumulative | Worrowing Heights cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,947 | $23,947 | $0 |
| Year 3 | $74,018 | $74,018 | $0 |
| Year 5 | $127,138 | $127,138 | $0 |
| Year 10 | $274,526 | $274,526 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Vincentia or Worrowing Heights cheaper to live in?
Vincentia is cheaper to run by car at $23,947 per year versus $23,947 for Worrowing Heights, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Vincentia and Worrowing Heights?
Annual council rates for a house are $1,547 in Vincentia (Shoalhaven rates (OLG) and $1,547 in Worrowing Heights (Shoalhaven rates (OLG). Water and sewerage adds $1,300 in Vincentia and $1,300 in Worrowing Heights. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Vincentia and Worrowing Heights?
Annual driving commute costs are $17,600 from Vincentia and $17,600 from Worrowing Heights to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Vincentia and $2,400 from Worrowing Heights.
What is the 10-year cost difference between Vincentia and Worrowing Heights?
At 3% annual cost growth, Vincentia costs a cumulative $274,526 and Worrowing Heights costs $274,526 over 10 years by car. The cumulative difference is $0 in favour of Vincentia. Excludes purchase price, mortgage, and personal expenses.
Which of Vincentia and Worrowing Heights is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Shoalhaven rates (OLG and Shoalhaven rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.