Wooloweyah vs Yuraygir: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Wooloweyah and Yuraygir are both Clarence Valley rates (OLG suburbs, sitting 524.9 km and 524 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $250 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Wooloweyah
Yuraygir
Annual cost breakdown
| Category | Wooloweyah | Yuraygir | Difference |
|---|---|---|---|
| Council rates | $1,439 | $1,439 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $2,850 | +$250 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,439 | $23,189 | +$250 |
| Total (public transport) | $8,239 | $7,989 | +$250 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Wooloweyah | Yuraygir | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Wooloweyah vs Yuraygir (2026-27)
What the numbers show
Wooloweyah and Yuraygir cost within $250 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,866, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $250 per year. Wooloweyah carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $250 per year, $8,239 from Wooloweyah versus $7,989 from Yuraygir.
10-year cumulative cost projection
| Year | Wooloweyah cumulative | Yuraygir cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,439 | $23,189 | $250 |
| Year 3 | $72,448 | $71,675 | $773 |
| Year 5 | $124,441 | $123,114 | $1,327 |
| Year 10 | $268,702 | $265,836 | $2,866 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Wooloweyah or Yuraygir cheaper to live in?
Yuraygir is cheaper to run by car at $23,189 per year versus $23,439 for Wooloweyah, a difference of $250 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Wooloweyah and Yuraygir?
Annual council rates for a house are $1,439 in Wooloweyah (Clarence Valley rates (OLG) and $1,439 in Yuraygir (Clarence Valley rates (OLG). Water and sewerage adds $1,300 in Wooloweyah and $1,300 in Yuraygir. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Wooloweyah and Yuraygir?
Annual driving commute costs are $17,600 from Wooloweyah and $17,600 from Yuraygir to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Wooloweyah and $2,400 from Yuraygir.
What is the 10-year cost difference between Wooloweyah and Yuraygir?
At 3% annual cost growth, Wooloweyah costs a cumulative $268,702 and Yuraygir costs $265,836 over 10 years by car. The cumulative difference is $2,866 in favour of Yuraygir. Excludes purchase price, mortgage, and personal expenses.
Which of Wooloweyah and Yuraygir is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Clarence Valley rates (OLG and Clarence Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.