Yanderra vs Yerrinbool: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Yanderra (Wollondilly rates (OLG) and Yerrinbool (Wingecarribee rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (76.9 km and 81.1 km).
The two sit within $275 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Yanderra
Yerrinbool
Annual cost breakdown
| Category | Yanderra | Yerrinbool | Difference |
|---|---|---|---|
| Council rates | $2,195 | $2,140 | +$55 |
| Water & sewerage | $1,548 | $1,300 | +$248 |
| Commute (driving) | $3,248 | $3,426 | -$178 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $8,991 | $9,266 | -$275 |
| Total (public transport) | $8,143 | $8,240 | -$97 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Yanderra | Yerrinbool | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Yanderra vs Yerrinbool (2026-27)
What the numbers show
Yanderra and Yerrinbool cost within $275 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,152, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $400 per year.
On public transport the two suburbs cost almost the same, $8,143 and $8,240 a year, so the $275 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Yanderra cumulative | Yerrinbool cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,991 | $9,266 | $275 |
| Year 3 | $27,790 | $28,640 | $850 |
| Year 5 | $47,734 | $49,194 | $1,460 |
| Year 10 | $103,072 | $106,224 | $3,152 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Yanderra or Yerrinbool cheaper to live in?
Yanderra is cheaper to run by car at $8,991 per year versus $9,266 for Yerrinbool, a difference of $275 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Yanderra and Yerrinbool?
Annual council rates for a house are $2,195 in Yanderra (Wollondilly rates (OLG) and $2,140 in Yerrinbool (Wingecarribee rates (OLG). Water and sewerage adds $1,548 in Yanderra and $1,300 in Yerrinbool. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Yanderra and Yerrinbool?
Annual driving commute costs are $3,248 from Yanderra and $3,426 from Yerrinbool to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Yanderra and $2,400 from Yerrinbool.
What is the 10-year cost difference between Yanderra and Yerrinbool?
At 3% annual cost growth, Yanderra costs a cumulative $103,072 and Yerrinbool costs $106,224 over 10 years by car. The cumulative difference is $3,152 in favour of Yanderra. Excludes purchase price, mortgage, and personal expenses.
Which of Yanderra and Yerrinbool is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Wollondilly rates (OLG and Wingecarribee rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.