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1.6 km from Gold Coast CBD
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True annual cost of living in Ashmore, QLD 4214

Living in a house in Ashmore costs about $6,476 a year: council rates, water and sewerage, commute and home insurance combined. Ashmore sits 1.6 kilometres from Gold Coast CBD. Unit costs reach $8,836, with the $4,200 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 100% of City of Gold Coast suburbs, about 40% below the regional average.
Home insurance is the biggest expense at $2,400, roughly 37% of the annual total.
Switching from driving to public transport saves $356 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$6,476
Driving · per year
$540/month
Unit annual cost
$8,836
Incl. body corporate
$736/month
House vs unit difference
+$2,360
Unit costs more per year

Annual cost breakdown

Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 91c/km · 1.6km from Gold Coast CBD · 192 days
$548
Home insurance
Estimated · flood Low · fire Medium
$2,400
Total annual running cost
$6,476
($540/month)
↓ 40% below City of Gold Coast average
SuburbCost affordability score ●●●●○ 8.2/10 Excellent
Cheaper to run than 100% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Ashmore's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Ashmore

within a 2 km walk
Nearest stop
Nerang, 2,655 m away, about a 33 minute walk. It is a train stop.
Nearest hospital
Pindara Private Hospital, 2,682 m away, about a 34 minute walk.
Supermarkets
4
Cafes
4
Parks
35
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Ashmore with another suburb

Frequently asked questions about Ashmore

Is it cheaper to drive or take public transport from Ashmore to Gold Coast CBD?

Public transport saves Ashmore residents $356 per year. Annual commute cost by car is $548 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Ashmore?

Ashmore falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ashmore?

Running a unit in Ashmore costs approximately $8,836 per year by car or $8,480 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $4,200, and contents insurance of $560. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Ashmore close to public transport?

The nearest scheduled service to the centre of Ashmore is Nerang, a train stop about 2,655 m away, about a 33 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Ashmore?

The closest hospital to the centre of Ashmore is Pindara Private Hospital, about 2,682 m away, about a 34 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Ashmore?

Within a 2 km walk of the centre of Ashmore there are 4 supermarkets, 4 cafes and 35 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.