True annual cost of living in Balmoral Village, NSW 2571
Living in a house in Balmoral Village costs about $8,732 a year: council rates, water and sewerage, commute and home insurance combined. Balmoral Village sits 78.8 kilometres from Sydney CBD. Unit costs reach $9,232, with the $1,800 body corporate levy accounting for the entire difference between the two. At 78.8km, the commute dominates running costs. Drivers pay $1,042 more per year than public transport users.
About $168 a week to run a house here, including estimates
Unit annual cost
$9,232
Incl. body corporate
$769/month
About $178 a week to run a unit here, including estimates
House vs unit difference
+$500
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Wingecarribee rates
$2,140
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 78.8km from CBD · 192 days
$3,442
Home insurance
Estimated flood Low · fire High
$1,850
Body corporate
Estimated
$1,800
Total annual running cost
$8,732
($728/month, $168/week)
Excludes electricity, estimated separately below.
↓ 41% below Wingecarribee average
SuburbCost affordability score ●●●○○6.2/10 Average
Cheaper to run than 88% of Wingecarribee suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Balmoral Village's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Balmoral Village
within a 2 km walk
Nearest stop
Bargo, 4,960 m away, about a 62 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
1
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Balmoral Village to the CBD?
Public transport saves Balmoral Village residents $1,042 per year. Annual commute cost by car is $3,442 versus $2,400 by public transport using the Opal network.
What are the council rates in Balmoral Village?
Balmoral Village falls under Wingecarribee Council. The average residential rate for 2026-27 is $2,140 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,140 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Balmoral Village?
Running a unit in Balmoral Village costs approximately $9,232 per year by car or $8,190 by public transport. This includes council rates of $2,140, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Balmoral Village close to public transport?
The nearest scheduled service to the centre of Balmoral Village is Bargo, a train stop about 4,960 m away, about a 62 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Balmoral Village?
Within a 2 km walk of the centre of Balmoral Village there are 0 supermarkets, 0 cafes and 1 park. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.