True annual cost of living in Bielsdown Hills, NSW 2453
Living in a house in Bielsdown Hills costs about $11,718 a year: council rates, water and sewerage, commute and home insurance combined. Bielsdown Hills sits 42.3 kilometres from Coffs Harbour CBD. Unit costs reach $11,878, with the $1,500 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Coffs Harbour, at $6,966 a year, because no daily public transport commute is assumed here.
About $225 a week to run a house here, including estimates
Unit annual cost
$11,878
Incl. body corporate
$990/month
About $228 a week to run a unit here, including estimates
House vs unit difference
+$160
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Bellingen rates
$1,652
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 42.3km from Coffs Harbour CBD · 192 days
$6,966
Home insurance
Estimated flood Low · fire Medium
$1,800
Body corporate
Estimated
$1,500
Total annual running cost
$11,718
($977/month, $225/week)
Excludes electricity, estimated separately below.
↓ 10% below Bellingen average
SuburbCost affordability score ●●●○○5.9/10 Average
Cheaper to run than 63% of Bellingen suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Bielsdown Hills's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Bielsdown Hills
within a 2 km walk
Nearest stop
Dorrigo, 4,509 m away, about a 56 minute walk. It is a train stop.
Nearest hospital
Dorrigo Multi-Purpose Service, 4,305 m away, about a 54 minute walk.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Bielsdown Hills to Coffs Harbour CBD?
Public transport options are limited in Bielsdown Hills; driving is the practical commute at $6,966 per year.
What are the council rates in Bielsdown Hills?
Bielsdown Hills falls under Bellingen Council. The average residential rate for 2026-27 is $1,652 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,652 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Bielsdown Hills?
Running a unit in Bielsdown Hills costs approximately $11,878 per year by car or $11,878 by public transport. This includes council rates of $1,652, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Bielsdown Hills close to public transport?
The nearest scheduled service to the centre of Bielsdown Hills is Dorrigo, a train stop about 4,509 m away, about a 56 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Bielsdown Hills?
The closest hospital to the centre of Bielsdown Hills is Dorrigo Multi-Purpose Service, about 4,305 m away, about a 54 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Bielsdown Hills?
Within a 2 km walk of the centre of Bielsdown Hills there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
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Data sources: Council rates: Bellingen rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.