True annual cost of living in Big Pats Creek, VIC 3799
Living in a house in Big Pats Creek costs about $8,617 a year: council rates, water and sewerage, commute and home insurance combined. Big Pats Creek sits 70.2 kilometres from Melbourne CBD. Unit costs reach $9,247, with the $2,100 owners corporation levy accounting for the entire difference between the two. At 70.2km, the commute dominates running costs. Drivers pay $844 more per year than public transport users.
About $166 a week to run a house here, including estimates
Unit annual cost
$9,247
Incl. owners corporation
$771/month
About $178 a week to run a unit here, including estimates
House vs unit difference
+$630
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Yarra Ranges rates
$2,162
Water & sewerage
Official, 2026-27 Yarra Valley Water
$1,538
Driving commute
Modelled, 2026-27 ATO 91c/km · 70.2km from CBD · 192 days
$3,067
Home insurance
Estimated flood Low · fire High
$1,850
Owners corporation
Estimated
$2,100
Total annual running cost
$8,617
($718/month, $166/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
↓ 28% below Yarra Ranges Shire Council average
SuburbCost affordability score ●●●○○5.4/10 Average
Cheaper to run than 74% of Yarra Ranges Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,251/yr
5,574 kWh
Unit
$1,805/yr
4,181 kWh
Estimated from AER residential benchmarks for Big Pats Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Big Pats Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Big Pats Creek with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Big Pats Creek
Is it cheaper to drive or take public transport from Big Pats Creek to the CBD?
Public transport saves Big Pats Creek residents $844 per year. Annual commute cost by car is $3,067 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Big Pats Creek?
Big Pats Creek falls under Yarra Ranges Shire Council. The average residential rate for 2026-27 is $2,162 per year, from the council's draft budget, not yet the adopted budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Big Pats Creek?
Running a unit in Big Pats Creek costs approximately $9,247 per year by car or $8,403 by public transport. This includes council rates of $2,162, water and sewerage $1,538, estimated owners corporation levy of $2,100, and contents insurance of $380. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Big Pats Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Big Pats Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Big Pats Creek?
Within a 2 km walk of the centre of Big Pats Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Yarra Ranges rates (2026-27 draft budget). Water: Yarra Valley Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.